Underwriter Assistant Manager - Home Loans
Tanfeeth
Total years of experience :8 years, 8 Months
Assess credit worthiness of existing or prospective customers. Review financial transactions, credit history (Application, Statements, Balance sheet) to assess customer profile for decision in align with Bank & Central bank policy and mitigate risk/deviations for management decision. Ensuring the issuance of the facility letters in line with approval terms, credit policies and guidelines for CMB or WM. Work cross-functionally with sales, management, and other departments to maintain effective operations. Delegated approval for Mortgage creation, Sanction letter and Mortgage
Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions based on customer source of income Salaried / SE. Apply eligible FTV based Customer portpholio Prepare proposal, recommending for approval with mitigate deviations for management decision. Handle After sales transaction for disbursed facilities. Review Restructure / Reschedule Home finance requests.
Employer category) Decision the applications accordingly based on Bank policy. Apply compliance guidelines tp ensure cases with no fraud.