Assistant Manager - Product Analytic's
Emirates NBD
Total years of experience :15 years, 7 Months
• Preparation of customer & product wise reports to identify revenues and profitability by each customer (360º view).
• Preparation of CASA & Trade dashboards & CMS Business packs for management meeting. A summarized view of Wholesale Banking business during the month.
• Preparation of Customer Contribution Model for CASA & Cash. Identifying top 100 customers contributing into the profit also conducting meetings with Product Managers/ RM’s to implement strategy/promotions to increase customer contribution.
• Preparation of Product Usage Model for CASA & Cash. Conducting meetings with Product Managers/ RM’s to take pro-active measures to increase the product share by penetrating it more into the market.
• Preparation of consolidated sales & pipelines numbers to track sales & future sales.
• Preparation of Cash Management Budgets for funded & non funded incomes, forecasting transaction volumes/pricing and related costs.
• Preparation of Sales & Implementation model to track monthly implementations.
• Preparation of customer and product wise MIS on payments and collections circulated to Product Managers.
Looking for complete entity AKHMCF & AKUPK
Responsible for preparing Monthly Profitability Reports for all segments includes Profit and loss, Balance Sheet, other
income and admin cost compared actual with budgets - Distributed for Business Review
Responsible for preparation of weekly deposits overview (country) which reflects product wise, Business Unit wise, Tier
wise and rate wise split of current, savings & term deposits
Responsible for preparing Daily Balance Sheet which reflects the daily variances of all assets and liabilities
Responsible for weekly Advances (lending) overview, by product, by client & segmented wise for business analyses.
Monthly submissions of management financials to region as per designated guidelines. Customer/Client wise funded &
non funded incomes and other breakups.
Preparation of client & segmented Fee & Commission based incomes for customer profitability analysis.
Monthly submissions of Trade Business Overview to local management for analyzing profitability and business
performance. Customer wise MI for Guarantees, Export, Contracts and LC’s.
Monthly preparation of Customer wise Earnings (All segments) submitted to CFO, Local management for BU profitability
and local regions for analyzing individual branch profitability.
commission, Foreign Exchange, Provisions & Expenses.
Responsible for development of monthly in-house built Management Information reports (Management Financial
Highlights); submitted to CEO, CFO and all Business Units Heads for business performance management, reports
includes Country & Segmented Cuts for Profit & Loss statement & Balance Sheets. Detailed reports for Revenues
(Funded & non Funded) and Administrative Costs
Providing extensive support to Commercial Business for Analysis, Business Models, Forecasting & Budgeting activities as
well as other ad-hoc requests
Responsible for expense allocation & rectifications. Also prepare basis of fix allocations for all Administrative expenses
among all branches and departments
Reviewing expenses of All Business Unit’s on daily basis. Also Compilation of expenses on a weekly basis, extracting
monthly transactions for review of Amortization, Accruals, Prepayments and Depreciation Expenses.
Responsible for analyzing Country level Business Unit Cost variances with reasoning on a monthly basis.
Daily preparation of Country Expense Report reflects FTM, MTD & YTD administrative expenses booked. Along with the
detailed commentaries and analysis on the variances occurred
• MBA by Majors in Finance from IQRA University (Last Semester) • GPA : 3.0