Retail Credit Risk Manager
Saudi Awwal Bank
مجموع سنوات الخبرة :3 years, 9 أشهر
- Monitor personal finance and credit card loans portfolio, analyze and identify potential risks that will lead to an increase in the NPL, and reporting in detail about how the portfolio performs on a monthly/quarterly/annual basis.
- Perform risk assessment and review assessment on the credit proposals, exercise credit judgments and make credit recommendations and/or decisions.
- Review retail credit risk policies and lending standards, monitor compliance with SAMA regulations and rules.
- Evaluate and assess credit exception applications, state all the related risks and deviation, and make appropriate recommendations for the applications that not in line with the internal policies.
Analyze the productivity of assembly lines.
• Use some methods to analyze the problem and improvements.
• Redesign the distribution of manpower in the assembly lines to be fully utilized.
• Achieved SR 144K saving per year.
• Perform load tests to validate system performance and stability.
• Make a master plan for the project.
• Define and analyse the problem.
• Used some methods to analyse the problem and improvements like Travel chart - Man machine diagram.
• Analyze tests results and work with Developers and Engineers to perform bug fixes.
• Provide technical assistance to improve system performance, capacity, reliability and scalability.
• Perform root cause analysis of performance issues and suggest corrective actions.
• Evaluate system performances and recommend improvements.
• Generate periodic performance reports for management review.
Project: Design, development, and investigation of mobile floor cleaning apparatus.