Management Department) (Credit Analyst)
Jaiz Bank Plc (Risk
Total years of experience :4 years, 6 Months
Job responsibilities (Credit Analyst): o Enterprise Risk Management. o Review of Investment Appraisal Memos forwarded by branches in the region. o Credit Analysis. o Analyzing Customer's financial capacity vis a vis information provided by Account officers through Investment Appraisal Memorandum.
o Recommendations and conditions for availing facilities to retail and corporate customers. o Facility Documentation review to ensure compliance with the bank's RAAC (Risk Asset Acceptance Criteria). o Credit Advice to branches (Credit). o Coordination of Management Investment Committee (MIC) meetings, circulation of the Action Points to all concern for their implementation. o Review of Board Investment Committee memo (BIC) for facilities requiring the committee's consideration. o Cash flow and Financial Analysis. o Perform other duties as assigned by the Chief Risk Officer (CRO) of the bank.