Muhammad Bilal Sadal, PREMIUM RELATIONSHIP MANAGER

Muhammad Bilal Sadal

PREMIUM RELATIONSHIP MANAGER

MEEZAN BANK LTD

Location
Pakistan - Sialkot
Education
Master's degree, BANKING AND FINANCE
Experience
19 years, 1 Months

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Work Experience

Total years of experience :19 years, 1 Months

PREMIUM RELATIONSHIP MANAGER at MEEZAN BANK LTD
  • Pakistan - Sialkot
  • My current job since June 2015

Managing Portfolio of Premium clients and introducing new clients according to the assigned targets with compliance of Shariah board.
Servicing walk in customers and developing long term banking relationship.
Cross selling, preparation of account opening and internal documentation like KYC and Pre-Screening. Assessing & fulfilling clients’ banking needs according to their profile.
Servicing walk in clients and developing long term banking relationship.
Assisting day to day operational activities. Generating & Working on new business deals with the help of references from existing clients to add new to bank relationships.

RELATIONSHIP MANAGER at FAYSAL BANK LTD
  • Pakistan - Sialkot
  • February 2014 to June 2015

 Customer Services
 Deposit Mobilization
 Leading a team for Banca Assurance
 Account Opening
 MIS Management
 Customer Requests Processing / Operational Assistance
 Portfolio Deepening
 Customer Services

BCOT EXECUTIVE at NIB BANK
  • Pakistan - Sialkot
  • May 2013 to January 2014

 Deposit Mobilization
 Account Opening
 MIS Management
 Customer Requests Processing / Operational Assistance
 Portfolio Deepening
 Customer Services

ASSOCIATED WITH CONSUMER BANKING at STANDARD CHARTERED BANK
  • Pakistan - Sialkot
  • April 2007 to March 2013

 Customer complaints resolution and escalation.
 Responsible for payment scheduling and create contacts with the sources to locate debtor.
 Establishing performance standards and assigning objectives to every officer to meet the monthly objectives of flow, normalization delinquency and GCO.
 Custodian of vault and preparation of audit files.
 Give explanation about the obligations, legal steps, and obtained the payments.
 Responsible for making field collections and handle other relevant duties.
 Maintain good relationship with clients, debtors, other sources and attorneys.
 Evaluate the present situation and status of every case and suggest proper action to be taken.

MERCHANDISER at FORWARD SPORTS PVT LTD
  • Pakistan - Sialkot
  • February 2005 to February 2007

 Prepare stock and sales plans together with buyers (ADIDAS), planned product ranges, liaised with analysts, buyers, suppliers, stores, and distributors.
 Other responsibilities includes maintaining and submitting neat and accurate reports in a timely fashion, including daily transmission of daily activity, presenting a courteous, friendly and helpful attitude to all customers, developing a good rapport with customer personnel.
 Negotiate prices with suppliers, placing orders and making sure that goods arrive on time.

Education

Master's degree, BANKING AND FINANCE
  • at ALLAMA IQBAL OPEN UNIVERSITY
  • December 2006
Master's degree, MARKETING
  • at UNIVERSITY OF MANAGEMENT AND TECHNOLOGY
  • January 2002
Bachelor's degree, COMMERCE
  • at UNIVERSITY OF THE PUNJAB
  • June 2000
High school or equivalent, GENERAL SCIENCE
  • at GUJRANWALA BOARD
  • October 1998

Specialties & Skills

Banking
Customer Service
Microsoft Office
Management
Microsoft Office software & the Internet- Expert

Languages

English
Expert

Training and Certifications

FATCA (Training)
Training Institute:
FAYSAL BANK LTD
Date Attended:
September 2014
Duration:
3 hours
CUSTOMER SERVICES (Training)
Training Institute:
FAYSAL BANK LTD
Date Attended:
April 2014
Duration:
2 hours
WORKSHOP ON HIV, HEALTH AND SAFETY (Training)
Training Institute:
STANDARD CHARTERED BANK
Date Attended:
April 2010
Duration:
3 hours
NEGOTIABLE INSTRUMENTS (Training)
Training Institute:
STANDARD CAHRTERED BANK
Date Attended:
June 2006
Duration:
3 hours
OPERATIONAL RISK, REPUTATIONAL RISK (Certificate)
Date Attended:
July 2006
Valid Until:
January 9999
ANTI MONEY LAUNDERING (Training)
Training Institute:
STANDARD CHARTERED BANK
Date Attended:
May 2006
Duration:
5 hours
SIEBEL (Training)
Training Institute:
FAYSAL BANK LTD
Date Attended:
August 2014
Duration:
4 hours

Hobbies

  • CRICKET AND LISTENING MUSIC
    WON MANY TROPHIES AND SHIELDS IN CRICKET. LOTS OF MUSIC COLLECTION