محمد فرحان

In brief, as Manager Risk responsible for Credit, Market, Operational and Liquidity Risk Management helping transform risk and compliance efforts into competitive
advantage by applying a risk lens to corporate strategy to improve risk intelligence and decision making, protect financial and reputational assets, and enhance business value.

Currently I am working with the one of the largest and prestigious global organization names as Bank of Tokyo Mitsubishi Japan as Head of Risk Management since 2012 where I been responsible for credit, market, liquidity and capital risk management considering the Basel III requirements. Overall we are responsible for credit risk enhancement, critical review of overall portfolio, borrower rating, Funding requirement and risk allocation of asset in term of credit standing and their quality.Further, advanced Risk management techinques and global adoption of risk methodologies.

I was responsible for financial services (Banking/ Mutual fund/ Investment banking), manufacturing and Oil and Energy sector deliverable including financial statements; Further; I engaged with internal audit assignments, Due diligence assignment and Entity risk system of global clients. I have been sent global office of Deloitte Middle east offices (Saudi Arabia- Riyadh Office, Bahrain Office and Qatar office) where I have been engaged in audit of financial institutions and manufacturing including trading companies.