محمد طلحة

Reporting to AVP Transactions Monitoring my duties include:
• Transactions monitoring related to individuals including banking and non-banking customers, entities including corporate and free zone entities, digital wallets and E-Dirhams customers.
• Transactions monitoring to found any suspicious transactions/activity/pattern related to Money Laundering or Terrorist Financing.
• Escalating potential suspicious transactions related to Money Laundering or Terrorist Financing to case management for further escalation of such activities to MLRO team.
• Sanctions screening of customer and counter parties to found any positive matches against sanctions lists covered EU, OFAC, UN, FATF and Central Bank of UAE black and PEP list.
• Screening of customers against adverse media to found out negative media information.
• Screening of customers against public domains for the purpose of understanding the Ultimate Beneficial Owner (UBO).
• Disposal of potential red flags/alerts after thorough investigation, using KYC information, past transactions, pattern of transactions and information on counter parties.

Reporting to Chief Compliance Officer my duties include:
• Monitoring transactions to look out for any suspicious transaction/activity/pattern and escalate it to Alternate Compliance Officer or Chief Compliance Officer
• Screening transactions of all kind (Remittance, Incomings, and Forex) on daily basis against positive matches of PEP’S, Convicted Criminals, Corporates and Terrorists with the help of I Shield.
• KYC while onboarding EWPS Clients, Screening of EWPS clients and providing approval upon successful screening of documents.
• KYC, Customer due diligence, Enhanced Customer Due Diligence while onboarding Corporate Clients and providing approval to branches upon successful screening of documents.
• Responsible for overall compliance of the assigned branches included but not limited to assisting and checking KYC capturing information for individual customers, Checking KYC deficiencies and assist branches in rectifying them.
• Conducting Anti Money Laundering training for newly inducted employees, refresher trainings regarding Anti Money Laundering for veteran employees.

Dealing with customers directly my duties include:
• Processing withdrawal of money on behalf of our partner agents/services like Money gram, Express money, Transfast, Ez Remit etc.
• Ensuring compliance with KYC program while on boarding new customers including customer identification and verification, beneficial owner identification and verification, intended nature of business relationship, source of funds.
• Conducting Enhanced Due Diligence (EDD) on high risk customers or customer who wants to acquire high risk product or product with high inherent risk or customer who want to wire funds in high risk jurisdiction.
• Collecting supported documents on transactions triggering record keeping requirements/transactions above stated threshold.
• Customer Due Diligence (CDD) on existing customers if have doubts on veracity and adequacy of previously obtain customer identification information.