Manager (Commercial Banking Branch)
Meezan Bank Limited
Total years of experience :17 years, 7 Months
• Relationship Management.
• Leading Business and Operations Teams
• Ensuring Quality Service to Customers as per bank’s policy.
• Supervision of Commercial Banking, Credit and Foreign Trade Operations of branch.
• Implementation & monitoring of business and operational risk policy of the bank in branch.
• Plan, supervise and monitor progress of assigned staff.
• To ensure effective compliance of Head Office, State Bank of Pakistan and other regulators relating to operational affairs of the branch.
• Competitive analysis of Branch Budget for business growth.
• Compliance monitoring (Anti Money Laundering & Know Your Customer Function) of Branch Business.
Supervision of Retail Banking Operations, Credit and Trade Transactions.
AML Compliance and KYC of new customers.
Team building.
Supervision of new clients/Relations.
Preparation of budgets and analysis.
Expense planning & control.
Preparation of credit proposals and disbursements & monitoring.
Business development & profit growth.
Ensuring quality customer service.
SME Bank Ltd (Dec 2004 to Dec 2006) Manager Operations SME Bank Limited, Islamabad, Pakistan Dec 2004 - Dec 2006
Joined SME Bank Limited as Manager Operations to start Commercial Banking Function at Main Branch, Lahore, Pakistan and also commenced and operated commercial banking function at Main Branch, Gujranwala, Pakistan.
Core Function
• To identify any potential risk related to business operations and to provide solutions to the superior management of the bank.
• To liaison with State Bank of Pakistan and other regulators relating to operational affairs of the branch.
• Monitor and analyze budgets and variance analysis.
• To attend meeting and interact with internal/external stake holders to ensure smooth operations of the commercial banking division.
• Identify the market segmentation and to assist branch for development.
• Officiate branch in the absence of Chief Manager.
• Assist Branch Manager in Development function.
• Exploring new avenues of credit expansion
• Processing and analyzing SME Credit proposals
• To assist the branches in Credit Marketing and processing of credit proposals.
• Coordinator Consumer products and Auto Finance (branch network)
• To perform specially assigned tasks i.e. Market Research and Credit Marketing etc.
• To act as Liaison Officer with the corporate credit clients
Branch Management & Team Leader of all activities of Branch
• Opening & Operations of Foreign Currency Accounts.
• Handling of Import Documents, opening of Documentary Credits and retirement of L/C Documents.
• Inter branch Head Office Reconciliation
• Processing of Inward and Outward Foreign Remittances
• Issuing of Foreign Travelers Cheques.
• Foreign Currency Transactions Reporting to Principal Office, and State Bank of Pakistan
Joined MCB Bank Limited as Probationary Officer in May 1996 and imparted extensive practical training of one year including Six Months Probationary Officers Training Program me at MCB Staff College at Lahore, Pakistan on following Modules:
• Commercial Banking Operations.
• Credit Management.
• Foreign Trade Operations
• Computer Applications in Bank
After completion of training served in different branches in capacity of Operations Officer, Credit Officer, Marketing Officer, Accountant and Officer Foreign Trade.
Achievement
Highlights
• Prize Winner of MCB Deposit Scheme (Maal-aMaal)
• Nominated for continued best performance in MCB High Potential Pool.
• Winner of 2nd Highest Marks Prize in "Practice of Banking" by Institute of Bankers Pakistan, State Bank of Pakistan.
• Guest Speaker Awards from MCB Bank Limited.
• Certificate of Appreciation from Meezan Bank Limited as "Internal Trainer"
• Prize Winner Branch Manager of "Profitable Star Branch 2011" of Meezan Bank Limited.
