AML/CFT Specialist
Central Bank Of Lebanon
Total years of experience :18 years, 6 Months
Investigating all cases related to money laundry and financial terrorism (more than 500 cases).
Analysing information contained in the STR sent from Banks, Financial Institutions, related internal Bodies and Foreign FIUs
Adding Value to the STR Received.
Following the money trail.
Identifying specific targets and determining links between those targets and possible proceeds of crime.
Studying and assessing KYC application (Know Your Customer) in order to identify the high risk customer that could raise legal credit and money laundry risks or financing terrorism activities.
Disseminating files to the Public Prosecutor.
Sending letters to the Banks and the Financial Institutions to fix any gaps in their contracts with customers with high credit risk.
Make sure that all Banks adopt clear procedures for opening new accounts, and apply due diligence measures including checking their permanent and transient customers’ identity, whether resident or non-resident, determining the purpose and the nature of the relation or of the account opening, identifying the economic right owner and the source of funds and ensuring the on-going control of operation.
Make sure that all Banks and Financial institutions adopt Risk Based Approach to classify customers and operations.
Monitoring that the Banks submissive the followings:
1. Obtain more detailed information about customers (Increased KYC Levels), notably the source of their wealth.
2. Obtain, according to risk levels, the necessary administrative approvals, in order to deal or continue to deal with customers and to execute operations.
3. Review periodically the relationship with customers.
4. Make continuous peer comparisons.
Make sure that all Banks and Financial institutions applying 40+9 FATF Recommendations.
Legal training, and Legal advisor
I focused on Managment andMarketing Courses
Graduat with grade GOOD Student honor 3rd over 300