Group Finance Director
Barrak Mohamad Abdulaziz AlBarrak & Sons Co.
Total des années d'expérience :15 years, 3 Mois
- Analyzed and identified the companies’ financial positions.
- Managed and monitored the company’s monthly cash flow and budget.
- Provided and proposed financial solutions for existing and new projects.
- Reviewed contracts and identified risks with operational and legal department.
- Managed corporate relationships and bank facilities.
- Ensured proper financial reporting coupled to monthly financial review and monitoring.
- Provided several financial processes and solutions that made positive impact on cash flow.
- Analyzed and managed each company annual forecast and budget to serve as roadmap for healthy
growth.
- Implemented a set of policies and procedures that had positive impact on the work environment,
business development and the learning curve of all employees and departments.
- Reviewed all contracts with the legal department to ensure that no threats affect the group’s
financial situation.
- Managed corporate relationships and bank facilities.
- Reviewed RM’s and officers’ credit applications prior to credit committee presentation.
- Prepared several studies including financial statement, cash flow, ratio analysis, industry and
business analysis under multiple scenarios and conditions.
- Advised and provided multiple financial solutions with high ability in loans’ cross selling and
structured financial products.
- Assisted in presenting many workshops related to corporate finance, financial analysis, Lending,
business strategies for bank staff.
- Headed whiteboard management and performance meetings during which a revision of the region’s
performance and management direction is made.
- Signature (A) holder for transactions up to USD500K.
- In 2016 I was selected to work with the IFC team on industries’ benchmarking and credit ratings.
- Managed the biggest corporate lending portfolios in the bank.
- Analyzed and spread financial statements (income statement, balance sheet, cash flow).
- Analyzed multiple industries business and advised clients with financial and banking solutions.
- Calculated ratios to assess liquidity, financial stability, profitability, leverage, and payment capacity.
- Excellent knowledge of compliance and AML requirements, as well as Basel banking regulations.
- Excellent knowledge of all banking facilities.
- Managed clients’ accounts, transactions, overrides, checks, bills, payments etc.
- Reviewed clients’ legal documents, contracts, guarantees, covenants, and transactions.
- Multiple industries’ knowledge, business challenges, competition, threats, and opportunities.
- Analyzed financial statements and prepared credit studies for credit committees.
Executive Master's in Financial Management
Bachelor's Degree in Banking and Finance