Nasreen Mohamed, Credit Analyst

Nasreen Mohamed

Credit Analyst

Kuwait Finance House

Location
Bahrain
Education
Diploma, Risk Managment
Experience
17 years, 10 Months

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Work Experience

Total years of experience :17 years, 10 Months

Credit Analyst at Kuwait Finance House
  • Bahrain
  • My current job since September 2006

Select Highlight:
Conduct daily full credit review, assuring bank’s criteria are met for both corporate and consumer proposals.
Monitor total clients exposure to ensure any collateral shortage being highlighted on timely basis conducting monthly review of Branch level deals.
Conduct credit risk assessments analysis for consumer and corporate.
Verify and calculate the financial statements for the consumer finance and assist in consumer deals within the review process.
Interpret results and form rational conclusions.
Prepare monthly report of Restructured consumer and corporate credit deals highlighting restructure reason, conditions and comments.
Present the proposals to credit committee members on weekly basis.
Review process of effective implementation of policy by random audit of branches.
Update credit policy base on the Central Bank requirements and market status.
Collaborate with auditors the new practices and change in the industry credit policies.
Act as single point of contact presenting the Bank.
Handle online corrections of customer’s credit report.
Attend & resolve any issues related to credit bureau.

Education

Diploma, Risk Managment
  • at PRIMA
  • June 2013

APRM certificate

Diploma, Accounting
  • at Association of Certified Chartered Accountant
  • August 2011
Bachelor's degree, Accounting
  • at University of Bahrain
  • June 2006

Internship two months in JP Morgan Chase Bank In the collage Honor list for two years

Specialties & Skills

Credit Risk
Credit Review
Statements
Microsoft Applications, Phoenix and I-mal

Languages

English
Expert
Arabic
Expert
Persian
Beginner

Memberships

Association of Certified Chartered Accountant
  • 1459780
  • March 2012

Training and Certifications

Credit analysis course (Training)
Training Institute:
6 Sigma
Date Attended:
July 2012