Credit Analyst
Kuwait Finance House
مجموع سنوات الخبرة :17 years, 9 أشهر
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Conduct daily full credit review, assuring bank’s criteria are met for both corporate and consumer proposals.
Monitor total clients exposure to ensure any collateral shortage being highlighted on timely basis conducting monthly review of Branch level deals.
Conduct credit risk assessments analysis for consumer and corporate.
Verify and calculate the financial statements for the consumer finance and assist in consumer deals within the review process.
Interpret results and form rational conclusions.
Prepare monthly report of Restructured consumer and corporate credit deals highlighting restructure reason, conditions and comments.
Present the proposals to credit committee members on weekly basis.
Review process of effective implementation of policy by random audit of branches.
Update credit policy base on the Central Bank requirements and market status.
Collaborate with auditors the new practices and change in the industry credit policies.
Act as single point of contact presenting the Bank.
Handle online corrections of customer’s credit report.
Attend & resolve any issues related to credit bureau.
APRM certificate
Internship two months in JP Morgan Chase Bank In the collage Honor list for two years