Nawras Almulla

Corporate Banking

Assistance in Relationship and Credit Portfolio Management of corporations in various sectors with annual turnover of SAR 300 Mil and above. Main responsibilities:
• Understand and analyze clients’ financial needs
• Assist Relationship Manager to work towards target goals set (budget)
• Solicit/explore new customers and business with good credit quality
• Preparation of Credit Proposals
• Credit and Financial Analysis (Qualitative and Quantitative)
• Daily monitor and maintenance of clients’ credit lines and accounts
• Daily communication and coordination with internal bank divisions in regards to client matters
• Regular meetings with Corporate clients (prospects and existing)

The Banker program provides the candidates with an in-depth knowledge in multiple aspects of the bank's businesses and operations through intensive training classes as well as on-job training and rotations over a period of nearly a year in multiple business line departments including:

o Corporate Banking
o Treasury
o Business Banking
o Retail Banking
o Trade Finance
o Wealth Management (Private Banking)
o Risk Management (Credit Risk)
o Investment Banking, through (Saudi Fransi Capital)

Courses:
o Lean Six Sigma - Green Belt and Black Belt
o Cash Flow Projection - Advanced (by Euromoney)
o Financial Modeling (by Euromoney)
o Project Finance (by Euromoney)
o Corporate Banking
o Business Negotiations
o Fundamentals of Risk Management
o Financial Markets and Institutions

The internship rotation program enabled me to spend 2 weeks at four finance and accounting functions at the Finance & Accounting Department in Halliburton. I have spent:

2 weeks at Treasury
2 weeks at Financial Reporting
2 weeks at Financial Planning and Analysis
2 weeks at Corporate Accounting

1 month summer job at SABB, Dammam branch.
Helped with customer service (opening new accounts, issuing loans and credit cards, ..) and database entry