Senior Manager Trade Finance Operations
Bank Al Habib Ltd Islamic Banking
Total years of experience :21 years, 6 Months
• Handling Import & Export Bills .
• Manage payments against Letter of Credit, Contract Registration, Open Account Payment and Advance payments.
• Correspondence with foreign banks
• Coordination with FI and to select top quality the Credit Report vender.
• Coordinate with internal auditors to remove the objections.
• Daily Nostro Reconciliation.
• Negotiate the rate from treasury on behalf of customers.
• To Manage the Shariah Compliant in Trade Transactions.
• Reporting to Stat Bank of Pakistan for Import & Export Related
All import and export related operations.
swift related operations.
Monthly SBP Reporting.
Daily MIS reporting to Head Office.
Controlling nostro activities and coordinate with F.I Division.
Responsible for all operational aspects of Import Trade business:
•To make module of import documents.
•To create Letter of Credit (Sight & Usance), Amendment and correction swift massage MT700.
•Working on swift Alliances (700, 740, 707, 799 etc...)
•Correspondence with foreign banks
•Coordination with FI and to select top quality the Credit Report vender
•Issuance & Handling of Contract Registration (Sight & Usance)
•Coordinator with internal auditors to remove the objections
•To send advices to the branches.
•Development and analysis of pertinent MIS for the Branches
Responsible for all operational aspects of Export Trade business:
•To make module of export documents.
•Leading the financing activities of Exports documents.
•Handling of Export Collection and L/C documents.
• Coordinator with internal auditors to remove the objections
• Securitization of Export L/c Documents in the light of UCP 600 & Local Laws
•Sharing of information regarding the refusal message increases the efficiency in scrutiny of documents.
•Lodgment of collection / letter of credit documents by using Bank Smart and T 24 software.
•Providing the schedule to branches of dispatch documents.
•Verifying the authenticity of BL/AWB issued by Carriers or their Agents.
•Financing of export related documents by using T 24 and Bank Smart Software.
•Providing credit advices of negotiated documents to branches.
•Marking maturity.
•Handle the inquiry of branches related to export documents.
Core Function: -
Manage all operations of detection unit south
•Reviewing the Local & international currency reports daily basis.
•Transactions confirmation of ON-US cards from other accruing banks.
•Manage all Local & international Counterfeit cases & Coordinate with D.R.U
•Working on VISA alert response report
•Working on DATA-CHECK alert report
•Working on Return Statement
•Entertain the walk-in & online customers regarding fraud issues
•Preparing the MIS(s) of Detection Consolidate Report of International & Local Currency, Fraud Cases & Blocking & Un-blocking card (Directly reported to Regional Manager South FRMU.)
•Internal & external investigation of Fraud cases and preparing fraud database.
•Cross checks the new applications and departmental process flow.
•Reviewing the fraud exception and excess limit reports
•Investigating the fraudulently activities as per policy and correspondence letters & customer’s fraud issues.
•Verification of cases involve for activation/renewal cancellation/suspension of the cards
•Handle the MasterCard Insurance cases countrywide.
•Re-verification of faked documents. Evaluate the authenticity & to see that no negligence is made during the verification process.
•Preparing MIS(s) of external & internal verifications & resolved fraud cases, Transaction Authenticity and IOM(s). (Directly reported to AVP Ops. NCM & RMU)
•Manage all operations of branch
•Manage stock inventory, ordering and cash sale with MIS(s).
•Directly Report to Business Manager, Operation Manager and Finance Officer
•Maintain the International franchises Standard and sales targets
•Organize the duties and working roster of supervisors, counter persons and crews
• Handled the operations of two e-commerce portals.
• Update online and offline databases and troubleshooting.
• Work included technical as well as marketing related activities.
• Handled our online Customer Support.
• Coordination and Operation of Merchant account providence.
• Responsible to update Pricing and costing of Gahak’s products.
• All types of voucher making.
• Parties’ payment & making cheques.
• Payment received from parties & to be deposited in bank.
• Making reports of banks position, outstanding position & cash position.
• Handled remittance of all companies.
• Maintaining books, making the payroll, Reconciliation of banks.
• Developed the Trading Stock software in Oracle Developer.
During my Job i have done my Master degree in Economics from university of Karachi.
we have done the DCS 1 year computer diploma in computer science as well as above degree in evening.
