نوف الزهراني

• Led financial analysis and governance of incentive programs
covering 50, 000+ beneficiaries, ensuring accuracy, compliance,
and alignment with approved financial frameworks.
•
Audited and reviewed 15, 000+ enforcement and violation
records, validating financial eligibility and strengthening
regulatory compliance.
• Designed and built a custom Excel-based incentive calculation
model, improving accuracy, traceability, and processing
efficiency.
• Prepared executive-level financial reports and presentations,
supporting data-driven decision-making for senior
management.
• Represented the department in the Human Capital Exhibition
at ZATCA, leading effective communication with employees.
• Contributed to updating internal financial and operational
policies, including proposing enhancement initiatives to
improve governance and efficiency.
• Developed and supported employee development and
improvement programs.

•
Analyzed financial statements for over 1, 000 small and
medium-sized enterprises (SMEs) to assess financial viability
and forecast repayment capacity.
• Evaluated financial risks, conducted creditworthiness analysis,
and provided funding recommendations
• Collaborated with banks and internal teams to ensure accurate
credit assessments and stakeholder alignment
• Built valuation assumptions and assessed financial viability for
SMEs - similar to M&A evaluation