Credit Analyst
First Abu Dhabi Bank
Total years of experience :18 years, 4 Months
I am responsible for:
o Reviewing the credit worthiness of those who are applying for credit.
o Analyzing and reviewing Customer’s credit applications, gathering financial information, such as CREDIT BUREAU Reports, income, savings and investments and other account history items.
o Assessed credit worthiness of applicants based on investigative findings
Developed promotional programs that attract business from wholesalers, distributors and retailers
Flawlessly executed launches to gain maximum distribution
Managed key accounts, generate revenues by retaining existing customers, developing new markets and maximizing sales opportunities
Initiated sales process by scheduling appointments; understanding account requirements, making initial presentation
Evaluated loan applications and documentation by confirming credit worthiness.
Improved loan applications and documentation by informing applicant of additional requirements.
Approved loans within specified limits, and refer loan applications outside those limits to management for approval
Met with applicants to obtain information for loan applications and to answer questions about the process.
Analyzed applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.
Explained to customers the different types of loans and credit options that are available as well as the terms of those services
Managed a sales team and selling bathrooms, tiles, showers, bathroom furniture etc. to both trade and retail customers from a busy showroom where the highest standards are a ‘must have’
Responsible for the day-to-day running of our quality showroom
Ensured that the showroom and individual sales targets are met.
Ensured that the standard of the showroom meets or exceeds company standards
Led and motivated the sales team in the selling of quality bathrooms.
Met with supplier area managers as required to develop the account accordingly.