Ponnappa KC

An Independent Director on the Board of the company. Overall responsibility is to ensure good Corporate Governance.

Building a company where we are Democratising Wealth Advisory for the masses.

Advisor to Organizations - Offering strategic insights across BFSI domain, Operations, Compliance,
Customer Engagement including Innovative product development and Company Strategy.
Mentoring Startups in areas of Strategy and Operations.

• Member of the country leadership team and Executive Commitee (EXCO), responsible for
Operations and Technology for the Banks Branch in India.
• Successfully delivered multiple strategic and compliance initiatives, including 24/7 capability for
local payment systems and digital signature implementation
• Led the Payment data localization project to ensure compliance with regulatory requirements
• Improved regulatory reporting framework through enhanced controls and automation,
automating 80% of manual processes
• Led the New Branch Project, achieving cost savings of ~25% and meeting safety and regulatory
standards including Green certification.
• Implemented a revised operating model for efficient handling of increased volumes and higher
productivity, facilitating business growth
• Strategically renegotiated contracts and fees, resulting in cost savings of AUD1M.
• Consistently achieved top positions in Customer Satisfaction and advocacy across all teams

• Oversaw end-to-end Trade Operations and Institutional Credit and Lending Operations for the
Bank in India
• Led teams in streamlining processes, mitigating operational risks, and ensuring compliance with
local regulations and group guidelines
• Collaborated with Relationship, Product, Credit, and Risk teams in developing and implementing
new products and processes
• Managed Customer facility and Limit management, including statutory and regulatory filings.

• Established end-to-end Trade Operations for the Mumbai branch, ensuring adherence to RBI
regulations and group guidelines
• Implemented system enhancements, including India-specific requirements, into the Core
Banking System for Trade and Implementation of Finacle
• Collaborated with Sales and Products teams on bespoke deals and solutions for Large Corporate
customers. Won multiple awards for the same.
• Successfully rebuilt the trade operations team in Taiwan, aligning them with group processes and
achieving cost savings of AUD 89K per annum
• Implemented the TRO Model successfully. This is a model within Operations to support the sales
team for deeper product / customer penetration within the existing customer base

• Managed trade operations for HSBC Mumbai, handling mid-office operations and relationship
management for key corporate clients
• Ensured smooth transaction flows and provided trade-related solutions to enhance client
engagement and business
• Received Six Sigma Green Belt Certification for reducing LC issuance turnaround time, resulting in
a 25% reduction
• Led the roll-out of new products and designed bespoke structures for key corporates
• Collaborated with internal teams and customers to deliver trade-related solutions and enhance
client engagement

• Led the migration of India Trade Operations to create a mirror site in Chennai
• Managed Europe Trade Operations, ensuring accurate processing, customer relationship
management, process improvements, and adherence to controls
• Implemented process improvements, ensured compliance with regulations, and optimized
productivity resulting in significant savings.
• Successfully migrated trade products from Citibank Turkey to CGSL

• Processing of transactions for UK export operations. Responsible for handling LC Confirmation
and Advising.
• Actively involved in the Migration of the Operations from UK to Scope.

The Vysya Bank Limited, Bangalore Apr 01 - May 01

Project Title: Cost Benefit analysis of ATMs
Project Objective: To determine the viability of setting up ATMs in different areas based on which Vysya Bank wanted to expand its ATM network.

It primarily composed of the following stages: • The Customer profiles and Usage pattern of Vysya Banks ATMs at three locations in Bangalore.
• The cash utilization Pattern at these ATMs.
• A detailed Cost Benefit Analysis was done by forecasting cash flows for 10 years and using various financial tools.

Part Time Experience

Sridhar & Santhanam Chartered Accountants, Chennai Sept 99 - May 00

Job Title: Credit Processing Agent
• Gained exposure in their unit providing services for Credit Risk Appraisal for ICICI- Home Loans.