SENIOR SALES OFFICER
ADCB BANK
Total years of experience :15 years, 7 Months
• Identifying & tapping market avenues & business opportunities and shouldering the responsibility of rendering Business Finance Solutions to Small & Medium Sized companies according to their gauged requirements
• Ensuring coordination with team & support units from the time of booking of the loan till the loan disbursement.
• Acquiring training on financial products, SME banking, fundamentals of banking jargins etc.
• Accountable for handling diversified portfolio with a variety of different banking products of SME Liabilities, Installment Loan, Commercial Vehicle, Construction Equipment Finance, Enterprises Credit Financing and SME Credit Card.
• Responsible for sourcing business pertaining to Letter of Credit, Over Draft, Bank Garantee, Cheque Discounting, Bill Discounting, Peformance Bond & Trust Receipt against fix deposit/cash collateral security after negotiation.
• Taking initiatives for expanding business through negotiation and acquisition related to small medium enterprises business but not limited to any turnover of the organization.
• Securing and maintaining all the policies assigned by the management.
• Attending and participating in all sales and products training and learning sessions.
• Acquiring training on financial products, SME banking, fundamentals of banking jargins etc.
• Look out for the potential fraud.
• Image building and supervision over maintaining high standard of customers’ satisfaction.
• Deposit mobilization & achievement of liability targets.
• Coordinating with international and National business setup firms to tap HNI clients.
• Maintaining the liabilities & account cash management.
• Specialist in opening business Corporate Current Account solepropietership, partnership, limited liability company, public or private joint stock company, free zone company, branch of foreign company, offshore company
(JAFZA), joint venture company & British virtual company.
• Dealing in Over Draft, Cheque Discounting, Letter of Credit & Credit scoring.
Achievements Merit Scholarship in I, II& III Semester of MBA. Awards Received Attended NIC (National Integration Camp) at sagar MP.(National level) Won IInd prize in case study presentation by OM KOTHARI INSTITUTE OF MANAGEMENT (State level management festival “VISION 2005”) Secured 9th position (sub junior) in 2nd ladji lightening chess championship at Udaipur