Prem Kumar M, Area Manager - Home Loans

Prem Kumar M

Area Manager - Home Loans

Ujjivan Small finance Bank

Location
India - Chennai
Education
Master's degree, Finance
Experience
19 years, 6 Months

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Work Experience

Total years of experience :19 years, 6 Months

Area Manager - Home Loans at Ujjivan Small finance Bank
  • India - Chennai
  • My current job since January 2019

Handling 43 branches across the location, completing the Target and achieving the business productivity and profitability.

Branch Manager at Axis Securities Ltd
  • India - Chennai
  • August 2016 to January 2019

1. Handling all Asset products PL, HL, LAP, AL and EEG.

2. To monitor the performance of the team by following a regular tracking system and to ensure that the team members earn a good incentive so that the sales targets are achieved as well.

3. Goal setting of the team in accordance to the company goals and to achieve these goals on a month on month basis.

4. Selling other Third Party Products like LI, GI and Mutual Funds.

5. Provide necessary teaching to guide newly appointed personnel.

Relationship Manager at HDFC Bank
  • India - Chennai
  • September 2014 to August 2016

1. Handled 19 Branches across Tamil Nadu.

2. Handled HNW customer and solving their Financial Requirements.

3. Activating all the Branches Month on Month for achieving their Loan Targets.

Assistant Manager at ICICI Bank,India Infoline
  • India - Chennai
  • November 2004 to August 2014

1. Handling the Team of HNI customer for Business Loan and Mortgage Products.
2. Creating strategies for growth in sales driving the team for overall growth of organization as well as team.
3. Monitoring The Team and training them on the upcoming Products and Markets.
4. Tracking the old customer and Existing Customer for better relationship and better service.

"Cluster Manager" in India Infoline, Chennai at india infoline
  • India
  • November 2004 to January 2010

1. Recruit, develop and train a team of Sales Manager, Assistant Relationship Managers and Telemarketing executive for selling Life Insurance Policies.
2. Volumes in existing markets & identify new markets for establishing presence & generate enhanced business opportunities.

Education

Master's degree, Finance
  • at Manonmaniam Sundaranar University
  • May 2012

M.B.A (Finance) from Director of Distance and Continuing Education, Manonmaniam Sundaranar University, Tirunelveli.

Bachelor's degree, Electronics And Communication
  • at Dr.Navalar Nedunchezhiyan College of Engineering
  • April 2004

B.E (ECE) from Dr.Navalar Nedunchezhiyan College of Engineering, Cuddalore (D.T) with 68% in April 2004.

High school or equivalent, Computer science
  • at MGR Adarsh Matriculation Hr Sec School
  • May 2000

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Specialties & Skills

operations
Team Building
Training
IN SALES
LIFE INSURANCE
MUTUAL FUNDS
OF SALES
SALES MANAGER
SALES TARGETS
FOR SELLING
ANNUITIES

Languages

English
Expert
Tamil
Expert
Telugu
Intermediate

Training and Certifications

Real time embedded system (Certificate)
Date Attended:
August 2004
Valid Until:
March 2005