رامي سمعان, Senior Credit Risk Analyst

رامي سمعان

Senior Credit Risk Analyst

BBAC

البلد
لبنان - بيروت
التعليم
ماجستير, Banking and Finance
الخبرات
16 years, 11 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :16 years, 11 أشهر

Senior Credit Risk Analyst في BBAC
  • لبنان - بيروت
  • أشغل هذه الوظيفة منذ أبريل 2016

- Handle the full study and analysis of Commercial files with respect to financials, account activity and relations with other banks.
- Ensure the commercial files’ securities proposed are enough and cover the requested facilities.
- Provide the Credit Committee with recommendations based on the results of the analysis.
- Work with Credit Risk teams to support relevant risk discussions implementing the bank’s policies and best practices.
- Contribute to the further development of the Credit Risk Department strategies and tools.
- Act as an integrated member of the Credit Risk Team.
- Serve as the team’s point of contact for matters relating to commercial files under study.

senior credit risk analyst في Bank of Beirut
  • لبنان - بيروت
  • يناير 2011 إلى مارس 2016

the full study and analysis of Commercial files with respect to financials, account activity and relations with other banks.
- Ensure the commercial files’ securities proposed are enough and cover the requested facilities.
- Lead/managed a team of 5 analysts and provided them with all the necessary training and information.
- Provide the Credit Committee with recommendations based on the results of the analysis.
- Work with Credit Risk teams to support relevant risk discussions implementing the bank’s policies and best practices.
- Contribute to the further development of the Credit Risk Department strategies and tools.
- Act as an integrated member of the Credit Risk Team.
- Serve as the team’s point of contact for matters relating to commercial files under study.

finance officer في save the children
  • لبنان - بيروت
  • سبتمبر 2006 إلى فبراير 2010

- Managed Lebanon’s entity and reported directly to the regional Finance Manager.
- Prepared monthly financial reports, each with an average budget of US$1m.
- Coordinated with partners (international and local) regarding payments, budgets, spending, financial reports.
- Bookkeeping all transactions.
- Conducted field visits to partners’ premises in order to follow-up on their work.
- Managed company’s internal finances (salaries, office expenses, bank transfers) and ensured a smooth flow of transactions.
- Interacted with customers and established good relationships that yielded continuous satisfaction.
- Earned yearly performance bonuses due to fulfilling duties and portraying a favorable attitude with colleagues, partners and customers.

finance officer في save the children
  • لبنان - بيروت
  • سبتمبر 2006 إلى فبراير 2010

- Managed Lebanon’s entity and reported directly to the regional Finance Manager.
- Prepared monthly financial reports, each with an average budget of US$1m.
- Coordinated with partners (international and local) regarding payments, budgets, spending, financial reports.
- Bookkeeping all transactions.
- Conducted field visits to partners’ premises in order to follow-up on their work.
- Managed company’s internal finances (salaries, office expenses, bank transfers) and ensured a smooth flow of transactions.
- Interacted with customers and established good relationships that yielded continuous satisfaction.
- Earned yearly performance bonuses due to fulfilling duties and portraying a favorable attitude with colleagues, partners and customers.

الخلفية التعليمية

ماجستير, Banking and Finance
  • في Lebanese American University
  • يوليو 2013

Specialties & Skills

Team Spirit
Credit Review
Analysis
Credit Risk
communication
credit risk
commercial finance
teamwork, communication, analysis, credit risk, leadership
teamwork
leadership
analysis

اللغات

العربية
اللغة الأم
الانجليزية
متمرّس

التدريب و الشهادات

cross selling (تدريب)
معهد التدريب:
DC Gardner
تاريخ الدورة:
November 2012
المدة:
16 ساعة
negotiation (تدريب)
معهد التدريب:
DC Gardner
تاريخ الدورة:
November 2012
المدة:
14 ساعة
corporate and credit relationship management (تدريب)
معهد التدريب:
DC Gardner
تاريخ الدورة:
October 2012
المدة:
16 ساعة
senior corporate credit analysis with Modeling (تدريب)
معهد التدريب:
DC Gardner
تاريخ الدورة:
October 2012
المدة:
16 ساعة
MBA (الشهادة)
تاريخ الدورة:
February 2014

الهوايات

  • sports mainly football, movies, camping
    Athlete of the year at school MVP and MIP awards with the University varsity football team Several trophies won with the school and university football teams