Rami Semaan, Senior Credit Risk Analyst

Rami Semaan

Senior Credit Risk Analyst

BBAC

Lieu
Liban - Beyrouth
Éducation
Master, Banking and Finance
Expérience
16 years, 11 Mois

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Expériences professionnelles

Total des années d'expérience :16 years, 11 Mois

Senior Credit Risk Analyst à BBAC
  • Liban - Beyrouth
  • Je travaille ici depuis avril 2016

- Handle the full study and analysis of Commercial files with respect to financials, account activity and relations with other banks.
- Ensure the commercial files’ securities proposed are enough and cover the requested facilities.
- Provide the Credit Committee with recommendations based on the results of the analysis.
- Work with Credit Risk teams to support relevant risk discussions implementing the bank’s policies and best practices.
- Contribute to the further development of the Credit Risk Department strategies and tools.
- Act as an integrated member of the Credit Risk Team.
- Serve as the team’s point of contact for matters relating to commercial files under study.

senior credit risk analyst à Bank of Beirut
  • Liban - Beyrouth
  • janvier 2011 à mars 2016

the full study and analysis of Commercial files with respect to financials, account activity and relations with other banks.
- Ensure the commercial files’ securities proposed are enough and cover the requested facilities.
- Lead/managed a team of 5 analysts and provided them with all the necessary training and information.
- Provide the Credit Committee with recommendations based on the results of the analysis.
- Work with Credit Risk teams to support relevant risk discussions implementing the bank’s policies and best practices.
- Contribute to the further development of the Credit Risk Department strategies and tools.
- Act as an integrated member of the Credit Risk Team.
- Serve as the team’s point of contact for matters relating to commercial files under study.

finance officer à save the children
  • Liban - Beyrouth
  • septembre 2006 à février 2010

- Managed Lebanon’s entity and reported directly to the regional Finance Manager.
- Prepared monthly financial reports, each with an average budget of US$1m.
- Coordinated with partners (international and local) regarding payments, budgets, spending, financial reports.
- Bookkeeping all transactions.
- Conducted field visits to partners’ premises in order to follow-up on their work.
- Managed company’s internal finances (salaries, office expenses, bank transfers) and ensured a smooth flow of transactions.
- Interacted with customers and established good relationships that yielded continuous satisfaction.
- Earned yearly performance bonuses due to fulfilling duties and portraying a favorable attitude with colleagues, partners and customers.

finance officer à save the children
  • Liban - Beyrouth
  • septembre 2006 à février 2010

- Managed Lebanon’s entity and reported directly to the regional Finance Manager.
- Prepared monthly financial reports, each with an average budget of US$1m.
- Coordinated with partners (international and local) regarding payments, budgets, spending, financial reports.
- Bookkeeping all transactions.
- Conducted field visits to partners’ premises in order to follow-up on their work.
- Managed company’s internal finances (salaries, office expenses, bank transfers) and ensured a smooth flow of transactions.
- Interacted with customers and established good relationships that yielded continuous satisfaction.
- Earned yearly performance bonuses due to fulfilling duties and portraying a favorable attitude with colleagues, partners and customers.

Éducation

Master, Banking and Finance
  • à Lebanese American University
  • juillet 2013

Specialties & Skills

Team Spirit
Credit Review
Analysis
Credit Risk
communication
credit risk
commercial finance
teamwork, communication, analysis, credit risk, leadership
teamwork
leadership
analysis

Langues

Arabe
Langue Maternelle
Anglais
Expert

Formation et Diplômes

cross selling (Formation)
Institut de formation:
DC Gardner
Date de la formation:
November 2012
Durée:
16 heures
negotiation (Formation)
Institut de formation:
DC Gardner
Date de la formation:
November 2012
Durée:
14 heures
corporate and credit relationship management (Formation)
Institut de formation:
DC Gardner
Date de la formation:
October 2012
Durée:
16 heures
senior corporate credit analysis with Modeling (Formation)
Institut de formation:
DC Gardner
Date de la formation:
October 2012
Durée:
16 heures
MBA (Certificat)
Date de la formation:
February 2014

Loisirs

  • sports mainly football, movies, camping
    Athlete of the year at school MVP and MIP awards with the University varsity football team Several trophies won with the school and university football teams