Rabih El-Khoury Maroun, Corporate Credit Analysis

Rabih El-Khoury Maroun

Corporate Credit Analysis

Bank of Beirut SAL

Lieu
Liban
Éducation
Master, Accounting & Finance
Expérience
19 years, 1 Mois

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Expériences professionnelles

Total des années d'expérience :19 years, 1 Mois

Corporate Credit Analysis à Bank of Beirut SAL
  • Liban - Beyrouth
  • Je travaille ici depuis mai 2005

Team Leader
•Revise the Credit Analysis of the files submitted by the Credit Analysts in the Unit to ensure accuracy of the credit data and financial statements and to determine the degree of risk involved in extending credit or lending money
•Assess corporate customers, make decisions about customer credit applications using a range of criteria including terms and conditions, purpose of application, credit viability, customer payment history and customer credit-worthiness… including: new requests, changed requests, refinancing and annual due diligence. Recommend to the Credit Committee the borrower's ability to repay and best applicable credit facility terms
•Update and improve the Bank's lending protocols
•Develop and prepare spreadsheets and models to support analysis of new and existing credit applications
•Approve requests of authorization for debtor clients exceeding the direct facilities' limits…
•In the case of credit facilities including specific purpose & project financing: analyze and interpret the feasibility study and cash flows, control the usage of the loan to be compliant with its purpose…
•Prepare periodical reports requested by Management, Central Bank and Bank Control Committee, including: credit facilities by country of usage, by security coverage, non-performing/ excess…
•Review, approve and recommend to the Credit Committee the issuance of Letter(s) of Credit & Letter(s) of Guarantee… including purpose, banks' policies, credit facility terms and conditions

Éducation

Master, Accounting & Finance
  • à Lebanese University - Faculty of Economics and Business Administration
  • juillet 2003
Baccalauréat, Accounting & Finance
  • à Lebanese University - Faculty of Economics and Business Administration
  • juillet 2002

Specialties & Skills

Large Corporations
Teamwork
Financial Analysis
Credit Review
Credit Risk
Team Leadership
Credit Analysis
Bank Financing
Corporate Credit
CASH FLOWS
FINANCIAL STATEMENTS
CREDIT ANALYSIS
CREDIT FACILITIES
MANAGEMENT
SPREADSHEETS
Analytical
CREDIT RISK MANAGEMENT
Attention to details

Langues

Anglais
Expert
Arabe
Expert
Français
Expert

Formation et Diplômes

Banking & Finance Qualifications required by the Central Bank (Certificat)

Loisirs

  • Team sports (mainly football), GYM (weightlifting & group fitness classes), hiking, biking & Travel