Raj Kumar, Sr. Relationship Manager

Raj Kumar

Sr. Relationship Manager

HABIB BANK AG ZURICH

Location
United Arab Emirates - Dubai
Education
Master's degree, Marketing & HR
Experience
22 years, 3 Months

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Work Experience

Total years of experience :22 years, 3 Months

Sr. Relationship Manager at HABIB BANK AG ZURICH
  • United Arab Emirates
  • My current job since January 2019

Financial Institution, Correspondent Banking, & Cash Management

Relationship Manager at HABIB BANK AG ZURICH
  • United Arab Emirates
  • December 2013 to December 2018

Financial Institution, Correspondent Banking, & Cash Management

Assistant Relationship Manager at South Asia
  • India
  • June 2007 to December 2013

Financial Institution, Correspondent Banking, & Cash Management -
• Managing Financial Institutions, Cash & Trade relationships between HBZ and various banks.
• Grow the bank’s trade wallet share in the above markets via LCs, LGs, Trade Loans, Buyer’s credit etc.
• To assist in the preparation of credit review with our risk management.
• Helping in reconciliation of accounts to our Vostro accounts of CAD$ (Indian Banks - 19, Bangladeshi Banks - 17 and Sri Lankan Banks - 3) and to liaise with Head Office to revert on their specific queries receives related to their Nostro accounts.
• Manage the KYC team ensuring Compliance policies are adhered to and any red flag triggers are highlighted for remediation.
• Track RMA initiation, management and rationalization based on business volumes and compliance.

Assistant Manager at HDFC BANK
  • India
  • February 2006 to June 2007

• Part of hardcore Trade Finance operations in the banks CPU (Centralized processing unit).
• I was taking care of Imports department and leading a team of 10 members.
• Products handling - Import Payments, LC issuance & Documents handling and documents on a collection basis
• Coordinating with correspondent banks. Receiving regulatory documents and reporting to regulatory authorities (Like Central Bank) for Monthly/ Quarterly OR Yearly reporting.

Executive at ICICI BANK LTD.
  • India
  • June 2004 to January 2006

• Part of a Trade service desk in a Branch to help the clients.
• Targeted clients, which were dealing in Export / Import business.
• First scrutiny of documents at branch level for any foreign remittance, Import Payments / Export receivables / LC issuance / Documents to handover to the customer / Documents to receive and sent to a central processing unit and following-up. Issuing receiving regulatory documents with the consultation of Branch Operation and coordinate with a central processing unit.

Executive at HDFC BANK
  • India
  • January 2004 to June 2004

• Part of a Branch operations.
• Handling day to day operational matters of a branch, such as Providing Statements, Tax related certificates, Payment advice, swift messages.
• To help new customers in account opening - Current A/C, Saving A/C, Demat A/C and Deposit etc.
• To do the cross sales.

Center Manager at ZED CAREER ACADEMY
  • India
  • July 2001 to May 2003

Zed Career Academy is a Computer Education Centre. As a center manager, my responsibility was to increase number of students, and to recruit right staff (faculties, Marketing persons and counselors) and performing various marketing & HR functions.

Education

Master's degree, Marketing & HR
  • at AGRA UNIVERSITY
  • July 1999

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Bachelor's degree, Physics, Maths& Chemistry
  • at ALLAHABAD UNIVERSITY
  • July 1995

Specialties & Skills

Cash Management
financial institution
Correspondent Banking
Trade Finance
Branch Banking
BANKING
FINANCE
FINANCIAL
FINANZAS
MANAGEMENT
MARKETING
MICROSOFT EXCHANGE
NEGOTIATION

Languages

English
Expert
Hindi
Expert