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Rajesh Bandal, Group CFO (Project-Based Roles – Interim / Contractual)

Rajesh Bandal

Group CFO (Project-Based Roles – Interim / Contractual)·Astro Hold ings (Motor & Furniture Division, Zambia) & NTS Group (Mining & Services – Barrick/Kibal

India

Master's degree, Focused: | Business | Finance | Management | Accounting | Costing | Audit

Work experience

Total years of experience: 22 years, 3 months

Group CFO (Project-Based Roles – Interim / Contractual)

June 2024 - November 2024

Astro Hold ings (Motor & Furniture Division, Zambia) & NTS Group (Mining & Services – Barrick/Kibal

Lusaka, Zambia

June 2024 - November 2024

Led full-spectrum CFO responsibilities for two diversified group companies across
the automotive, furniture, mining, and service sectors. Delivered high-level financial
control, reporting, strategic planning, and compliance in complex multi-country
operations. Roles were short-term project-based mandates with similar core
deliverables across different industries.
• Led finance, budgeting, and MIS reporting for group entities in Zambia / DRC.
• Reduced month-end closing by 30% through team and system improvements.
• Advised management with forecasts, business insights, and cost reviews.
• Improved working capital and cut finance costs by 8-10%.
• Managed cash flow and implemented ERP reporting with SOPs for finance,
procurement, and inventory at remote, high-cost project sites.
Company industry:
Automotive Dealership & Distributor
Job role:
Management

Group CFO (Interim)

November 2023 - November 2024

Astro Holdings, (Automotive & Furniture) Zambia & NTS Group (Gold Mining) DRC

Lusaka, Zambia

November 2023 - November 2024

• Led CFO functions for 2 group firms, overseeing finance, budgeting, MIS across automotive, mining, furniture & services.
• Reduced month-end closing cycle by 30% through team and system improvements, accelerating financial reporting.
• Advised executive management with financial forecasts, business insights and cost reviews to drive strategic decisions.
• Improved working capital management, cutting finance costs by 8-10% through cash optimization.
• Managed cash flow and implemented ERP-based reporting with SOPs for finance, procurement and high-cost project sites.
Company industry:
FMCG

Financial Markets Analyst

January 2022 - October 2023

Kotak Securities & Binance | Capital Mar kets & Cryptocurrency

Pune, India

January 2022 - October 2023

• Managed a diversified trading portfolio across equities, futures & options,
derivatives, forex, commodities and cryptocurrencies in Indian & U.S. markets.
• Applied swing, scalp, intraday, and positional strategies for performance.
• Conducted technical and fundamental analysis to identify high-probability.
• Monitored market trends and adjust positions to optimize risk-reward ratios.
• Rebalanced portfolios in real-time to respond to volatility and news events.
• Focused on ROI maximization through capital allocation and risk control.
• Maintained trade logs andperformance metrics for strategy refinement.
Company industry:
Financial Services
Job role:
Finance and Investment

Financial Markets Analyst & Portfolio Manager

January 2022 - October 2023

Kotak Securities & Binance, (Capital Market)

Pune, India

January 2022 - October 2023

• Executed swing, scalp, intraday, and positional trades using technical/fundamental analysis in Indian & U.S. markets.
• Managed a diversified trading portfolio across equities, futures & options, forex, commodities and cryptocurrencies.
• Monitored market trends and news, adjusting positions and portfolios in real time to optimize risk-reward ratios.
• Maintained trade logs and performance metrics to maximize ROI through disciplined capital allocation & risk management.
Company industry:
Financial Services

Finance & Administrative Manager

January 2020 - October 2021

Solusys System - Zarin (PanAfrican Tobacco Group) | Manufacturing & Distribution

Dubai, United Arab Emirates

January 2020 - October 2021

• Led finance, budgeting, forecasting, costing & treasury for a $100M company.
• Oversaw accurate financial reporting and ensured timely variance analysis.
• Strengthened compliance and internal controls to improve financial discipline.
• Implemented cost-saving strategies, reducing operating costs by 10%.
• Drove process automation to improve speed, accuracy, and efficiency.
• Streamlined finance operations, reducing bottlenecks and manual tasks.
• Promote cross-functional collaboration between finance and business teams.
• Built a culture of trust and accountability within the finance department.
Company industry:
Tobacco Products Manufacture
Job role:
Manufacturing

Finance & Admin. Manager

January 2020 - October 2021

Solusys System – Zarin (Pan African Tobacco Group),

Dubai, United Arab Emirates

January 2020 - October 2021

• Led finance & admin functions for a $100M manufacturing/distribution, including budgeting, forecasting & treasury.
• Prepared monthly and year-end financial reports, with variance analysis to support business decisions.
• Handled AP, AR, payroll, and compliance, ensuring accuracy, timeliness, and regulatory adherence.
• Coordinated audits and tax filings i.e. Sales Tax, Employees Tax, ensuring full statutory compliance.
• Improved cost controls and cash flow, enhancing working capital and reporting efficiency.
Company industry:
Tobacco Products Manufacture

Chief Financial Officer

January 2018 - January 2019

Kainvest – Karymba Investimentos Lda., (Retail & Wholesale)

Luanda, Angola

January 2018 - January 2019

• Managed financial operations, enhancing budgeting, forecasting, and planning for the FMCG wholesale/retail business.
• Implemented cost-saving initiatives, ensured IFRS compliance, and aligned financial processes with corporate goals.
• Prepared detailed financial reports; analysed investments, debt structures & cash flows to support strategic decisions.
• Maintained strong investor relations, providing financial insights to support executive decision-making.
Company industry:
Retail & Wholesale

Finance & Accounts Manager

January 2013 - January 2017

Dicicom Lda.(PanAfrican Tobacco Group)

Luanda, Angola

January 2013 - January 2017

• Optimized Financial Operations - Managed $100M businesses, cutting overheads by 15% and improving cash flow.
• Strategic Budgeting & Forecasting - Led budgeting across 28+ depots, ensuring financial discipline and profitability.
• Profitability & Risk Management - Increased profitability by 15%, optimized debt, and enhanced cost control.
• Technology-Driven Transformation - Implemented ERP & HRMS, reducing payroll errors and improving reporting.
• Leadership & Compliance - Enhanced investor relations, ensured IFRS & GAAP compliance and financial strategy.
Company industry:
Tobacco Products Manufacture

Finance & Accounts Manager

January 2013 - January 2017

Dicicom Lda. (Pan African Tobacco Group),

Luanda, Angola

January 2013 - January 2017

• Managed $100M FMCG financial operations across 28 depots, leading budgeting, performance management, and cross
functional teams to streamline processes and align financial controls with business objectives, driving profitability.
• Reduced overhead costs by 15% and optimized debt management, substantially improving cash flow.
• Implemented ERP and HRMS systems, reducing payroll errors and enhancing the accuracy of financial reporting.
• Strengthened stakeholder and investor relations; ensured compliance with IFRS and Indian GAAP standards.
Company industry:
Tobacco Products Manufacture

Finance Controller

November 2012 - January 2013

Horn Africa Lda., (Retail & Wholesale)

Luanda, Angola

November 2012 - January 2013

• Prepared monthly financial statements and MIS reports, ensuring timely closures and actionable insights for management.
• Strengthened receivables and cash flow through weekly debtor reporting and compliance-focused tax processing.
• Oversaw core accounting, vendor payments, inter-branch entries, and inventory control for FMCG retail operations.
Company industry:
Retail & Wholesale

Accounts Manager

January 2009 - January 2011

United Industries Lda. (Mineral Water) | FMCG Mfg & Dist.

Luanda, Angola

January 2009 - January 2011

• Managed financial operations, fund flows, and payables, ensuring seamless project execution and efficiency.
• Oversaw importation of raw materials and machinery, optimizing supply chain and production.
• Ensured regulatory compliance, securing permits and certifications for factory operations and expansion.
Company industry:
FMCG

Accounts Manager

January 2009 - January 2011

United Industries Lda. (Mineral Water, FMCG),

Luanda, Angola

January 2009 - January 2011

• Oversaw financial operations including reporting, cash flow & payables for a large mineral water manufacturing project.
• Managed import of raw materials and machinery, ensuring uninterrupted production and compliance with import.
• Liaised with authorities to secure required permits, licenses and certifications for operations.
• Led project financial control, cost management, and handled permits, licenses, and regulatory coordination.
Company industry:
Manufacturing

Senior Accountant & Branch Accountant

January 2005 - January 2008

Cogef Trading Lda | FMCG Wholesale & Retail

Maputo, Mozambique

January 2005 - January 2008

• Conducted detailed audits, ensuring strong internal controls and compliance with accounting standards.
• Analyzed financial discrepancies, identified risks, and recommended strategic improvements.
• Examined financial processes, ensuring accuracy, efficiency, and regulatory adherence.
Company industry:
Retail & Wholesale

Senior Accountant & Branch Accountant

January 2005 - January 2008

Cogef Trading Lda, (Retail & W/S)

Maputo, Mozambique

January 2005 - January 2008

• Finalized branch accounts and prepared monthly, quarterly, and annual P&L and balance sheets.
• Managed general ledger accounting, bookkeeping and payroll processing to ensure accurate record-keeping.
• Conducted internal audits to strengthen financial controls, reviewed accounting processes for compliance & efficiency.
• Analysed accounting discrepancies, identified risks, recommending corrective actions to improve financial procedures.
Company industry:
Retail & Wholesale

Accountant

January 2002 - January 2005

Parakh Foods Ltd / Cargill Industries (Edible Oil | FMCG Mfg & Dist.

Pune, India

January 2002 - January 2005

• Prepared detailed financial reports for four branches, ensuring accurate reconciliation and stock audits.
• Utilized advanced ERP systems (INFO ERP, BAAN ERP) for data extraction and financial reporting.
• Managed comprehensive financial operations, generating key reports for strategic decision-making.
Company industry:
Oil & Gas

Accountant

January 2002 - January 2005

Parakh Foods Ltd. / Cargill Industries (Edible Oil, FMCG Mfg. & Dist.),

Pune, India

January 2002 - January 2005

• Prepared financial reports for multiple branch offices, ensuring timely reconciliations and support for external audits.
• Utilized ERP systems (INFO, BAAN) for data extraction and reporting, streamlining the financial reporting process.
• Managed accounts payable & receivable processing, ensuring timely and accurate transactions with branch reconciliations.
Company industry:
FMCG

Chartered Accountancy &

January 1999 - January 2002

Sangoram & Joshi

Pune, India

January 1999 - January 2002

Company industry:
Business Consultancy Services

Apprenticeship

January 1997 - December 1997

TATA Motors | Automobile Industry

Pune, India

January 1997 - December 1997

Company industry:
Automotive Dealership & Distributor
Job role:
Engineering

Education

University of Pune

May 2004

May 2004

Master's degree, Focused: | Business | Finance | Management | Accounting | Costing | Audit

India

University of Pune

January 2004

January 2004

Master's degree, Finance

India

ICWAI - Inter Coaching & Workshop Completion Certificate

May 2002

May 2002

Higher diploma, Focused: | Business | Finance | Management | Accounting | Costing | Audit

India

Institute of Cost and Works Accountants of India (ICWAI)

Certified Auditor (G.D.C. & A.) | PNA No. 2780 Govt of Maharashtra

December 2000

December 2000

Higher diploma, Cooperative Accounting | Auditing | Taxation | Financial Management

India

Govt. of Maharashtra

January 2000

January 2000

Higher diploma, Certifd Auditor in Government Diploma in Co-operation and Accountancy (G.D.C. & A.), Govt. of Mahara

India

University of Pune

May 1999

May 1999

Bachelor's degree, Focused: | Accountancy | Costing | Economics | Management | Finance

India

University of Pune

January 1999

January 1999

Bachelor's degree, Accountancy

India

Skills

Cash Flow Management

Expert

Cost Control

Expert

Risk Management

Expert

Budgeting and Forecasting

Expert

Financial Reporting

Expert

FINANCE

Intermediate

ACCOUNT MANAGEMENT

Intermediate

STRATEGIC LEADERSHIP

Intermediate

LEADERSHIP

Intermediate

MANAGEMENT

Intermediate

FINANCIAL ANALYSIS

Intermediate

FAST MOVING CONSUMER GOODS

Intermediate

COMPOSITE MATERIALS

Intermediate

TEXT MINING

Intermediate

AUTOMOTIVE INDUSTRY

Intermediate

Cost Control & Optimization

Expert

Cash Flow & Treasury Management

Expert

Strategic Planning & Decision Making

Expert

Negotiation & Influencing

Expert

Time Management & Prioritization

Expert

Internal Audit, Corporate Governance & Financial Oversight

Expert

Relationship Building & Networking

Expert

Accounting

Expert

Financial Management

Expert

Financial Reporting

Expert

Banking

Expert

Administration

Expert

Preparation

Expert

Microsoft Office

Expert

Financial Accounting

Expert

Microsoft Excel

Expert

Customer Service

Expert

Financial Control

Expert

Accounts Payable

Expert

SAP

Expert

Team Leadership & Collaboration

Expert

Financial Reporting, Analysis & Compliance (IFRS & GAAP)

Expert

Risk Management & Mitigation

Expert

Communication & Presentation

Expert

Budgeting & Forecasting

Expert

Problem Solving & Decision Making

Expert

EBITDA Analysis & Tax Compliance

Expert

P&L & Balance Sheet Management

Expert

Investment Analysis & FX Hedging

Expert

Critical Thinking & Analytical Skills

Expert

Ethical & Professional Conduct

Expert

Auditing

Expert

Budgeting

Expert

Internal Audit

Expert

Sales

Expert

Internal Controls

Expert

Accounts Receivable

Expert

Languages

English

Expert

Hindi

Native Speaker

Marathi

Native Speaker

Portuguese

Intermediate

Gujarati

Beginner

Training and Certifications

Certifications
Certified AI Tools & ChatGPT Be10x Workshop
AI Tools & ChatGPT Workshop - Certified in AI-driven Financial Analysis, Automation, Code, and Debu
Mar 2025

Hobbies and interests

Music, Watching News and Foreign Language Learning

Gold Medel in Karate Black Belt