Rajeswari Kongattil

• Point of contact for all insurance requirements of the company
• Coordination with All Departments regarding insurance requirements
• Coordination with Insurance Brokers/Insurance Companies regarding insurance requirements for Medical/General Insurance
• Compare, summarise and negotiate the renewal quotes from various Insurance brokers before expiry of the Company’s Annual insurance policies
• Check the accuracy of premium calculation of insurance invoices and submit to Management for payment approvals
• Intimate the insurers in case of claims related to any of the general insurance policies
• Liaise with the loss adjustor and engineers for submission of relevant documentation till settlement of claim as per the policy terms
• Accept medical claim documents of employees and review & advise them in case of any discrepancies or missing documents
• Review claim settlement cheques and confirm the settlement is in accordance with policy terms
• Liaise with Finance department and resolve any queries regarding invoices or payments
• Inform the insurers of additions/deletions of employees in the medical insurance policy and send the excel format and required documents.
• Receive medical insurance cards of new employees and forward it to the concerned person
• Maintain and update excel sheet with complete insurance details related to Annual policies & Project insurances of UAE
• Maintain an orderly filing system of the insurance documents, insurance policies etc
• Check the accuracy of premium calculation of insurance invoices and submit to Management for payment approvals
• Intimate the insurers in case of claims related to any of the general insurance policies
• Addition/Deletion of employee in Group Medical Policy as per the visa .

• o Handling all insurance products like Property & Engineering Insurance, General Accident Insurance, Marine Insurance and Assisting the Insurance Manager for Employees Benefits (Health/Medical/and/Personal), Motor Insurance
o Coordination with clients and Insurance Companies
o Preparation of Broking slips, Quotes, Web Cargo Certificates etc /Preparing Monthly Report /Renewal Report and send to client
o Negotiating With Insurance Companies for good rates.
o Handle the enquiries and give proper advice to the client..
o Filling up the required proposal form by taking complete information from the client..
o Preparing comparative analysis based on the various quotations received from insurance companies.
o Negotiating with the insurance companies based on the market knowledge for the selected risk in coordination with senior underwriters.
o Submitting the quotations to the clients after evaluation and selection of the most competitive terms .
o Calculating premiums, refunds, commissions, adjustments and new reserve requirements, using insurance rate, standards.
o Review and verifying of data during renewal such items to be insured, full descriptions, revised sum insured, deductibles and other insurance applications during renewal of the policies.
o Assist in registering and handling of claims including proper submission of supporting claim documents and monitor the status of the claim periodically.
o Ensures error-free data input into the general insurance system for all policies.
o Assist in collecting insurance premium and processing any outstanding accounts.
o Providing customer service and instructions on claims processing.
o Analysis of existing insurance covers, follow up and issuance of renewal notice. Interacting with the clients of their requirements.
o Reported to Managing Director

Underwriting Assistant (General Insurance) United Gulf Insurance Broker LLC. Dubai From April 2008 to August 2011

Major Accomplishments.
* Handling all types of General Insurance
* Coordinating with clients and Collecting information, making Broking Slips,
* Coordinating with Insurance Companies and making Quotations,
* Sending Renewal Notices to clients, Sending Renewal Instructions to Insurance Companies
* Making credit note and debit note.
* Coordination with insurance companies for claim settlement, renewal, new policy etc
* All type of clerical /secretarial works

Insurance Co-ordinator -Oman Insurance Company Dubai (Temporary Basis) From .Nov 2007 to Feb 2008

* Sending Quotations, Data Entry, Coordinating with clients, sorting faxes and distributing to concerned dept,

HR Executive -Al Yousuf Electronics (2007-January to 2008January)

* Preparation of employee related correspondence, all internal memos, preparation HR related forms and presentations
* Processing leave applications, joining reports, new employee joinining process etc
* Monthly Payroll checking, salary settlement etc.
* Employee travel arrangement.LPO, AirTicket booking etc
* Preparation of recruitment requisition, Offer letter etc
* Coordination with Accouts department for all payment
* Preparation of End of Service settlement etc

Worked as a computer teacher in Dubai.