Rameez Rafi, Senior executive trade and supply chain finance (factoring), corporate banking

Rameez Rafi

Senior executive trade and supply chain finance (factoring), corporate banking

United arab bank

Location
United Arab Emirates
Education
Diploma, Islamic finance
Experience
14 years, 8 Months

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Work Experience

Total years of experience :14 years, 8 Months

Senior executive trade and supply chain finance (factoring), corporate banking at United arab bank
  • United Arab Emirates - Sharjah
  • My current job since March 2016

Conducting factoring audits
Structuring of trade facilities specializing in supply chain finance (factoring)
Recommendation of survey reports
Liaising with risk and compliance department.
Investigation and enhanced due diligence
Financial analysis
Product management
Supply chain finance (scf) system implementation

Senior Executive (Audit and Finance) at MBK auditing
  • United Arab Emirates - Dubai
  • February 2013 to October 2015

 MIS reporting for a broad list of clientele: Analyzing the monthly / quarterly financial performance, review of key performance indicators, comparative performance, variance analysis and segment wise reporting.
 Preparation of ad hoc reports on various statistical queries.
 Review of product pricing, profitability and analysis on loss making segments / products.
 Assisting in preparation of business plans and creating financial models in excel for forecasting and valuation purposes.
 Preparation of financial statements in compliance with IFRS.
 Field survey and reporting for a financial institution regulated by the DFSA for facilitating their funding programs.
 Internal and external audits, review of ERP systems prior implementation, setting up of accounting systems and designing internal controls for various client organizations.

Key Achievements:

 Identified incorrect pricing models, loss making product sales being followed at a retail store specializing in readymade garments.
 Helped the management of a food manufacturing concern to improve the top line by identifying fast moving products and seasonal products.
 Introduced new reporting formats highlighting key performance analysis with the use of interactive charts and diagrams.
 Training interns on various assignments.
 Streamlining of accounting systems, reconciliations.

Finance Consultant at Astra Exports and Imports
  • India
  • October 2012 to January 2013

Streamlining of accounting procedure, report on audit of key indicators to improve efficiency in operations, report on loss making segments, review of statutory compliance, preparation of financial projection report for bankers

Accounts and Audit Associate at Abraham Mathews and Master
  • India - Bengaluru
  • April 2009 to August 2012

Handled major accounting assignments from data entry to payables and receivables management to preparation of financial statements, creating financial reports MIS reports etc.
Experience of working with client organization ranging from various sectors in the industry.

Education

Diploma, Islamic finance
  • at Chartered institute of securities and investment
  • December 2016

IFQ

High school or equivalent, Accountancy and Finance
  • at Indira Gandhi National Open university
  • August 2012

B.Com (Majors in Accounting and Finance)

Master's degree, Accounting
  • at Institute of Chartered Accountants of India
  • May 2012

CA. (Intermediate)

Specialties & Skills

Microsoft Excel
Financial Reporting
Internal Audit
Financial Analysis
Accounting
Generating Income Statement, Balance Sheet, Trial Balance , QUarterly reporting
Maintain financial data base, tally, excel and powerpoint
Investigation
Performance Analysis , Branch reporting and sector reporting
Handling end to end finance and accounts , voucher entry
Ca Accounts and Internal Audit
Partly qualified professional accountant
Preparation of Financial management reports
Corporate banking
Credit analysis
Analysis of company accounts,Resolving Accounting errors, General Mis reporting and Discrepancies
Financial Planning,proactive,managerial and leadership skills
Consolidation of accounts,preparation of financial reports,vouching of transactions,
Preparing monthly payroll
Document business transactions
Strong ability to communicate with team
Communication and interpersonal skill, Strong Analytical and problem solving skill
Bank Reconciliation and reconciliation of Balance sheet accounts
Due diligence
Budget review and reporting
Excel and PowerPoint
Ethically minded, strong Integrity , good with numbers
Review and rectification of accounting errors
statistical analysis to see trnds etc.
Prepare profit and loss statement
Monthly and Annual closing of books
Formulates , maintains and review of Internal control
Management Information reporting/ MIS reporting
Consulting experience
High Proficiency in Tally ERP
Very good oral and written communication
Accountant
Manages cash flow funds flow, petty cash review, cash disbursement management,
Budget and Variance Analysis
Result oriented, have an eye for detail.
Analytical skill
Factoring
Taxation
Accounting, Reporting, Financials preparation, Consolidation, Reconciliation, Fixed Asset managemet
Supervising and Leadership
MS Office
Asset Liability review, Expense summary analysis, maintenance of accounting systems
Maintaning General Ledger, creating journal entries, product costing.
Review and Audit compliance and policies of the organization
Analyze revenue and expenditure trend
Ability to meet deadlines
Co ordinate Audit Process
risk management
underwriting

Languages

English
Expert
Hindi
Expert
Malayalam
Expert

Training and Certifications

ITT (Certificate)
Date Attended:
April 2010
Valid Until:
May 2010