RAMEEZA ZIA MUGHAL, Customer Service Officer

RAMEEZA ZIA MUGHAL

Customer Service Officer

U Microfinance Bank Limited

Location
Pakistan - Karachi
Education
Master's degree, Finance
Experience
4 years, 10 Months

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Work Experience

Total years of experience :4 years, 10 Months

Customer Service Officer at U Microfinance Bank Limited
  • Pakistan - Karachi
  • May 2019 to February 2020

U Microfinance Bank Ltd, Karachi
Customer Service Officer, (22 May 2019 - 03 Feb 2020)
Responsibilities: Loan Application, Loan Disbursement, Opening new Bank Account and Upaisa Accounts process all documents pertaining new and existing accounts, initiate orders for Cheque Books and ATM Cards. Maintain all the records of documents.

Customer Service Officer at Advans Pakistan MICROFINANCE Bank Ltd
  • Pakistan - Karachi
  • September 2018 to May 2019

Advans Pakistan Microfinance Bank Ltd, Karachi
Customer Service Officer (OG-III), (06 Sep, 2018 - 06 May, 2019)
Responsibilities: Loan Application, Loan Disbursement, Account Opening, update and process all documents pertaining new and existing accounts, initiate orders for Cheque Books, process the dormant account activation, also Loan Clearance Certificate.

PHONE BANKING OFFICER at United Bank Limited
  • Pakistan - Karachi
  • July 2016 to September 2017

Phone Banking Officer- Retail Inbound
United Bank Limited (14 July, 2016 - 30 Sep, 2017)
I have done job in UBL as a PBO in Retail Inbound department. My job duty was to facilitate customers on the call. Full fill customers need, taking the complaints from customers regarding their problem and sent to via service request system and also via email to the team leader to get it quick solution of the customer complaints. I was making the installment based payment of the customer, which customer wants to install it through his/her credit card and when customer is unable to pay at the single attempt. I was doing the work on Branch Banking Products, Bancasurrance (efu), Net banking, UBL Digital app, Credit card products, Cashline, UBL Drive and on Personal Loan as well. I was taking the request for all UBL’s loan related Products and also the Branch Banking related products.

BUSINESS DEVELOPMENT EXECUTIVE at PREMIO TRAVEL & TOURS PVT. LTD
  • January 2016 to March 2016

I have done work on Basic Ticketing (ABACUS, GDS). I had done work on customize Tourism Packages & Umrah Packages of customers (as per their requirements), sales of tourism packages. I had done work on inbound calls. I was manage the office Accounts, Petty Cash, Customer Invoices, Salaries of the employees, generate new ideas for different Tourism Packages, gave training to my juniors, decision making for any issues of employee, etc.

IMPORT ASSISTANT at INTERNATIONAL CARGO MANAGEMENT
  • Pakistan - Karachi
  • April 2015 to September 2015

I FOLLOW UP THE ROUTING ORDERS, BILL OF LADING (B/Ls, MBLs, HBLs) OF THE CARGO SHIPMENTS. I AM WORKING IN THE IMPORT DEPARTMENT...

Internee at Sindh Bank Limted
  • Pakistan - Karachi
  • July 2014 to September 2014

I have done internship in Sindh Bank, Ltd for 8 Weeks. During this session I have done work in Account opening department and in Remittance department.

Bancaasurance Sales Officer at BSO)Jubilee Life Insurance, HBL
  • Pakistan - Karachi
  • January 2014 to February 2014

I have done job in Jubilee Life Insurance Company as a BSO. I was selling the future life saving Products of Jubilee Life Insurance Company with HBL Bank.

FINANCE OFFICER at Baanhn Beli
  • Pakistan - Karachi
  • January 2014 to February 2014

I have done work in Non-Profit Organization. I was done work on:
Bank payment vouchers, cheques preparation, Bank receipts vouchers, cash receipts vouchers, cash payment vouchers, purchase vouchers, journal adjustment vouchers, journal vouchers. Proper filling of all above vouchers and other related documents. Monthly E-filling form of income tax preparation. Banks and Customers Reconciliations on regular intervals. To submit online receipts of income tax deductions at source on regular basis. Timely maintain & update all workings i.e Prepaid, Rental Schedules and others. Maintain and follow up for collection of Income Tax & Sales Tax receipts on regular intervals. Any other work assign

CONSTITUENCY LONG TERM OBSERVER NA-215, KHAIRPUR MIR'S at INDUS RESOURCE CENTER, KHIARPUR MIR'S
  • Pakistan
  • March 2013 to May 2013

was doing work as an observer (Constituency Long Term Observer) at NA-215, observation of General Election process. Conduct interviews from Returning Officers. Conduct interviews from National level Politicians. Conduct interviews from Party unit In-charge. Observe Nomination paper process, Scrutiny process in Returning Officer’s Court. Observe appealing process in Sukkur High Court. Attend Political Rallies. Conduct interviews from District Election Commissioner. Attend Presiding Officers one day training according to my schedule. Work with STAEP Team members for the purpose of giving training to one day or Short Term Observers (STOs) for Election Day Observation in Taluka Khairpur, Kotdiji. Work with International Europeans Union Observers from Election Day to till announcement of final results of all MNAs. I had monitored to one day observers on Election Day, etc.

PRE CLASS TEACHER KG at THE INNOVATIVE EDUCATION FOUNDATION (SCHOOL)
  • April 2012 to August 2012

I had done work in this school as a class teacher of pre-school. I had got Montessori training from there. I have conducted meetings with parents.

Internee at NATIONAL BANK OF PAKISTAN, KHAIRPUR MIR'S
  • Pakistan
  • June 2012 to July 2012

I have done internship in NBP for 6 Weeks. During this session I have rotated in general Banking, and Credit/Advances department. I had rotated in account opening department.

Internee at First Women Bank, LTD Khairpur
  • Pakistan
  • June 2011 to August 2011

I have done internship in FWBL for 8 Weeks. During this session I have done work in Account opening department, Cash counter department, E-Banking department, Tax department, Locker department, Cheque Clearness department.

Education

Master's degree, Finance
  • at Mohammad Ali Jinnah University
  • August 2018

I have done MS-FINANCE without thesis.

Bachelor's degree, FINANCE
  • at SHAH ABDUL LATIF UNIVERSITY, KHAIRPUR MIR'S
  • December 2012

During my studies I have done internship in FIRST WOMEN BANK LIMITED, NATIONAL BANK OF PAKISTAN. I have teaching in THE INNOVATIVE EDUCATION FOUNDATION school.

High school or equivalent, MATHEMATICS (PRE-ENGINEERING)
  • at Govt: College for Women Khairpur Mir's
  • August 2008

N/A

High school or equivalent, BIOLOGY, CHEMISTRY, PHYSICS & MATHEMATICS
  • at P.A.F ACADEMY KARACHI
  • April 2006

NIL

Specialties & Skills

MS Office Automation
Retail Banking
Banking Operations
Remittances
BANKING
COMPUTER
FILE MANAGEMENT
FINANCE
FINANCIAL STATEMENT ANALYSIS
TAX PLANNING

Languages

English
Expert
Punjabi
Expert
Urdu
Expert

Training and Certifications

Active citizen Program (4 Days Training) (Training)
Training Institute:
Sewa Development Trust Sindh
Date Attended:
September 2013
Duration:
30 hours

Hobbies

  • Reading books, Articles, Net Surfing.
    I compile the report of ADVANCED RESEARCH METHODOLOGY during my studies.