رامي أسد

• Contacted potential customers via telephone, email and in-person inquiries.
• Drove business development focused on sales of Covered Card.
• Set up promotional activities in accordance with available inventory and staff resources.
• Collaborated with other products and IT departments to develop effective business strategies
and Programing .
• Contributed to team success by completing jobs quickly and accurately.

Design and develop our existing Data Processing product.
• Monitoring the loan applications of mortgage.
• Responsible for the tracking and auditing of all data in and out of the business.
• Implementing a variety of policies, procedures and directions for recording and reporting quality
data.
• Aid the Operations Director in ensuring that the products and services that are provided by the
Group comply with both external and internal requirements and standards, including any
relevant legal compliance and customer expectations.

Responsible for the tracking and auditing of all data in and out of the business.
• Design and develop our existing Data Processing product.
• Identify, assess, monitor, document, and communicate potential quality issues in the way data is
collected, stored, processed, or used.
• Insure that quality of the Data meet approval requirement.

 Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
 Approve, reject, or coordinate the approval or rejection of lines of credit or mortgage, car loan, or personal loans.
 Prepare operational or risk reports for management analysis.
 Review all credit files, verify documents, approval, securities prior to disbursal the loan
 Continue to seek improvement in self, team & operational processes to achieve service and performance excellence.
 Ensuring cash transactions between banks are settled.
 Monthly preparation of deviations sheet for PIL, MOT, Lifeline on a monthly basis, monitoring the firm's daily transactions.
 Assist branches and different departments in the Bank in all their inquiries relating to mortgages and credit risk.
 Analyze applications financial status, credit, and property evaluations to determine feasibility of granting loans.
 Credit Card and lifeline limit reduction or cancellation as per approval, processing and printing of demand drafts for dealer payments and dealer incentives
 Execute loans reschedule when required as per policy and proceed, follow up and update branches and related departments as required. And communicate with developers in this regard .

 Provide improvement suggestion to Section Head / Manager to increase operational quality and efficiency in our work resulting in best customer services.

 Enhances staff accomplishments and competence by planning delivery of solutions; answering technical and procedural questions for less experienced team members; teaching improved processes; mentoring team members.
 Identifies business opportunities by identifying prospects and evaluating their position in the industry; researching and analyzing sales options.
 Sells products by establishing contact and developing relationships with prospects; recommending solutions.
 Prepares reports by collecting, analyzing, and summarizing information

life and medical insurance

 Building, maintaining and developing relationships with a portfolio of Accounts to secure profitable renewals and generate new business in line with agreed area/segment strategies, and underwriting the associated cases within agreed processes and risk appetite.
 Managing internal networks and relations with the Sales function.
 Managing risk.
 Deciding whether the risk should be shared with a re-insurer.
 Visiting brokers, potential customers and sells customers and preparing quotes.
 Negotiating terms with policyholders or their brokers. Issuing policy
 Negotiating with brokers and drawing up contracts.
 Surveying marine claims. Writing offers .

 Credit Underwriting
 Deliver quality underwriting and risk analysis of new and renewed loans, complete and accurate problem loan and watch reports and quality annual and portfolio review presentations.
 Ensure that portfolio management is consistent with Bank's current policies and practices.
 Manage a portfolio of commercial credits including the underwriting of new and renewed loans and annual reviews; clients typically have a more complex business or credit structure or higher risk profile.
 Prepare quarterly Reports. .

 Managing external networks and relations with VIP client.
 Visiting VIP Clients and preparing quotes.
 Responsible for medical, marine, life, property and motor insurance for bank clients
 Negotiating terms with policyholders.
 Negotiating with customers and drawing up contracts.
 Writing offers.
 Issuing policy.

 Calculating possible risk and deciding how much individuals or organizations should pay for insurance (the premium).
 Deciding whether the risk should be shared with a re-insurer.
 Visiting brokers, potential customers and sells customers and preparing quotes.- Negotiating terms with policyholders or their brokers
 Managing car Loan Insurance-Writing offers- Issuing policy- Claims.
 Negotiating terms with policyholders or their brokers.