رامي محمد

 Creating procedures and policies that ensure timely payments while maintaining a high level of customer retention.
 Manage and organize GCC customer account and AR portfolio.
 Manage and resolve outstanding issues for several customers and internal contacts.
 Reconciling complex accounts that have been escalated from the AR team.
 Monitoring debtor balances to ensure a reduction in debtors DSO.
 Ensuring credit and collection policies and procedures are followed within your team.
 Liaising with customers, as well as internal personnel including the sales team.
 Check customer’s credit and approve or deny applications / Sales Orders based on company standards and requirements.
 Negotiate payment plans with customers and set up loan terms and conditions
 Maintain accurate records of loans, analyze the effectiveness of the company’s credit control system and implement changes to improve profitability and reduce bad debts
 Ensure customers pay on time and chase any overdue invoices
 Develop the credit control system in collaboration with Sales, Marketing, Finance and company executives
 Improve and implement debt collection processes when there are any overdue invoices or payments,
 initiate legal procedures if necessary
 Chasing late payments and setting repayment plans
 Maintaining customer profiles
 Preparing reports on past results, then recommending additions, deletions and modifications to the credit loss report
 Conducting field equipment audits and reporting to management on a weekly basis.

 Creating procedures and policies that ensure timely payments while maintaining a high level of customer retention.
 Manage and organize GCC customer account and AR portfolio.
 Manage and resolve outstanding issues for several customers and internal contacts.
 Reconciling complex accounts that have been escalated from the AR team.
 Monitoring debtor balances to ensure a reduction in debtors DSO.
 Ensuring credit and collection policies and procedures are followed within your team.
 Liaising with customers, as well as internal personnel including the sales team.
 Check customer’s credit and approve or deny applications / Sales Orders based on company standards and requirements.
 Negotiate payment plans with customers and set up loan terms and conditions
 Maintain accurate records of loans, analyze the effectiveness of the company’s credit control system and implement changes to improve profitability and reduce bad debts
 Ensure customers pay on time and chase any overdue invoices
 Develop the credit control system in collaboration with Sales, Marketing, Finance and company executives
 Improve and implement debt collection processes when there are any overdue invoices or payments,
 initiate legal procedures if necessary
 Chasing late payments and setting repayment plans
 Maintaining customer profiles
 Preparing reports on past results, then recommending additions, deletions and modifications to the credit loss report
 Conducting field equipment audits and reporting to management on a weekly basis.

 Creating procedures and policies that ensure timely payments while maintaining a high level of customer retention.
 Manage and organize GCC customer account and AR portfolio.
 Manage and resolve outstanding issues for several customers and internal contacts.
 Reconciling complex accounts that have been escalated from the AR team.
 Monitoring debtor balances to ensure a reduction in debtors DSO.
 Ensuring credit and collection policies and procedures are followed within your team.
 Liaising with customers, as well as internal personnel including the sales team.
 Check customer’s credit and approve or deny applications / Sales Orders based on company standards and requirements.
 Negotiate payment plans with customers and set up loan terms and conditions
 Maintain accurate records of loans, analyze the effectiveness of the company’s credit control system and implement changes to improve profitability and reduce bad debts
 Ensure customers pay on time and chase any overdue invoices
 Develop the credit control system in collaboration with Sales, Marketing, Finance and company executives
 Improve and implement debt collection processes when there are any overdue invoices or payments,
initiate legal procedures if necessary
Chasing late payments and setting repayment plans
Maintaining customer profiles
Preparing reports on past results, then recommending additions, deletions and modifications to the credit loss report
Conducting field equipment audits and reporting to management on a weekly basis.

 Creating procedures and policies that ensure timely payments while maintaining a high level of customer retention.
 Manage and organize GCC customer account and AR portfolio.
 Manage and resolve outstanding issues for several customers and internal contacts.
 Reconciling complex accounts that have been escalated from the AR team.
 Monitoring debtor balances to ensure a reduction in debtors DSO.
 Ensuring credit and collection policies and procedures are followed within your team.
 Liaising with customers, as well as internal personnel including the sales team.
 Check customer’s credit and approve or deny applications / Sales Orders based on company standards and requirements.
 Negotiate payment plans with customers and set up loan terms and conditions
 Maintain accurate records of loans, analyze the effectiveness of the company’s credit control system and implement changes to improve profitability and reduce bad debts
 Ensure customers pay on time and chase any overdue invoices
 Develop the credit control system in collaboration with Sales, Marketing, Finance and company executives
 Improve and implement debt collection processes when there are any overdue invoices or payments,
 initiate legal procedures if necessary
 Chasing late payments and setting repayment plans
 Maintaining customer profiles
 Preparing reports on past results, then recommending additions, deletions and modifications to the credit loss report
 Conducting field equipment audits and reporting to management on a weekly basis.

 Manage and organize GCC customer account and AR portfolio.
 Manage and resolve outstanding issues for several customers and internal contacts.
 Support the review and controls involved in managing credit management policies and processes for new account applications and supporting local colleagues.
 Excellent debt collection experience.
 Able to face customers face to face.
 Able to work to tight deadlines and pressure.
 Experience of collecting debt at a multinational level.
 Experience of working within the GCC region.
 Excellent communication skills.
 Flexible to travel within GCC, Middle East, and Africa.
 Posts customer payments by recording cash, checks, and transfers.
 Supervise all suppliers’ transfers (local & foreign) and its needed documentation.
 Respond to all vendors’ queries timely and confirm/follow up outstanding balances, to ensure the reliability of balances and having one set of numbers on both parties.
 Recommend ways of improving the existing system and processes.
 Calculating and book bad debts provision.
 Investigate bankruptcies and other complex financial transactions and prepare reports summarizing the findings.
 Track and determine financial status by analyzing actual results in comparison with forecasts.
 Reconcile transactions by comparing and correcting data.

-Maintaining liquidity to meet current and future obligations in a timely and cost effective manner.
-Understand, and supervise all aspects of cash position;
-Optimize cash resources by establishing policies & procedures, and implement strategies that minimize holdings of non-earning cash balance while providing adequate liquidity;
-Forecast daily cash requirements and execute daily financing decisions;
-Analyzes exchange rates on FX transactions to ensure that pricing is in accordance with contractual commitments;
-Assisting in the daily & monthly cash flow plan, and cash positioning;
-Assist with the month-end treasuring reporting process by preparing monthly journal entries to close affected accounts;
-Analyzes the exchange gain and loss account to ensure that transactions are properly recorded in the Centre’s financial statements;
-Supervise short/long term investments strategies;
-Supervise all suppliers’ transfers (local & foreign) and its needed documentations;
-Respond to all vendors’ queries timely and confirm/follow up outstanding balances, to ensure reliability of balances and having one set of numbers on both parties;
-Tracking either in-coming transfers or out-going transfers;
-Tracking paid checks, collected checks, and CHQ/cash deposits;
-Managing portfolio checks;
-Monitor bank service fees and address quality issues;
-Reviews the Petty Cash transaction of the general cashier and inputs on accounting software.
-Posts customer payments by recording cash, checks, and transfers;
-Supervise audit process and provide support regarding all treasury matters;
-Recording all entries related to treasury (charges, deposits, transfers, etc...);
-Preparing monthly bank reconciliation & settle the variance between system and the bank statement;
-Preparing the monthly foreign currency exchange position report;
-Communications with banks and management; and
-Bookkeeping and preparation of journal entries.

-Daily online browsing the company’s position and balance in banks (6 Banks).
-Making internal transfers between our banks according to the position;
-Making a foreign currency exchange in order to make transfers to our foreign
suppliers.
-Analyzes exchange rates on FX transactions to ensure that pricing is in accordance with contractual commitments;
-Assisting in the daily & monthly cash flow plan, cash positioning, and managing corporate loans;
-Assist with the month-end treasuring reporting process by preparing monthly journal entries to close affected accounts;
-Analyzes the exchange gain and loss account to ensure that transactions are properly recorded in the Centre’s financial statements;
-Short/long term investments throw time deposits, and buying/selling investment units;
-Tracking either in-coming transfers or out-going transfers; Tracking paid checks, collected checks, and CHQ/cash deposits;
-Reviewing the bank charges debited on us to ensure that pricing is in accordance with contractual commitments;
-Issuing LGs, LCs, and IDCGs;
-Posts customer payments by recording cash, checks, and credit card transactions;
-Attend the audit process and provide support regarding all treasury matters; Recording all entries related to treasury (charges, deposits, transfers, etc...);
-Evaluating & recording monthly interest;
-Preparing monthly bank reconciliation & settle the variance between system and the bank statement;
-Preparing the monthly foreign currency exchange position report; Communications with banks and management; and
-Bookkeeping and preparation of journal entries.
-Reviews the Petty Cash transaction of the general cashier and inputs on accounting software.