Rana Das

RESPONSIBILITIES
✅ Managed financial records, cash transactions, vouchers and accounting documents.
✅ Prepared financial reports, operational statements and management reports.
✅ Monitored budget utilization, cash flow and financial controls.
✅ Supported internal and external audit processes and ensured compliance.
✅ Managed vendor payments, administrative expenses and operational costs.
✅ Maintained accurate records of banking transactions and reconciliations.
✅ Implemented cost-control measures for efficient resource utilization.
Prepare and review operational reports, financial reports, and management updates for senior leadership.
✅ Manage budgeting, financial planning, accounting systems, cash flow management, and financial compliance.
✅ Ensure proper maintenance of accounts records, vouchers, ledgers, bank reconciliation, and audit documents while leading internal and external audit processes and implementing necessary corrective actions.

✅ Handle customer compliance requirements, resolve operational issues efficiently, and ensure effective implementation of internal audit, compliance activities, risk management practices, and risk assessment supervision to maintain operational excellence and organizational control.
✅ Managed HR activities, staff development, and employee performance to ensure effective workforce management.
✅ Organized training programs and capacity-building initiatives to enhance staff skills and professional growth.

RESPONSIBILITIES
 Supervised overall operations of assigned branches, ensuring compliance with organizational policies, operational standards, and program objectives.
 Led annual, semi-annual, and monthly operational planning, monitored implementation, analyzed performance against targets, and initiated corrective actions to achieve organizational goals.
 Managed branch resources, including human resources and fund utilization, ensuring operational efficiency and financial discipline.
 Provided strategic support to the Head of Program for the effective implementation and expansion of microfinance operations.
 Ensured portfolio quality through effective credit monitoring, risk assessment, and implementation of quality lending practices.
 Increased loan portfolio and borrower outreach by maintaining quality loan disbursement and business growth strategies.
 Controlled overdue and delinquent loans through continuous monitoring, recovery initiatives, and preventive measures to minimize portfolio risk.
 Conducted SWOT analysis and developed branch-specific long-term strategies to improve operational performance and program sustainability.
 Identified operational risks and field challenges, providing practical solutions and strategic recommendations to senior management.
 Supervised Area Managers by monitoring work plans, performance, and providing regular coaching, guidance, and technical support.
 Ensured compliance with internal policies, donor requirements, regulatory guidelines, and audit recommendations by maintaining effective internal controls and strengthening governance across assigned branches.

RESPONSIBILITIES
 Organized staff training, orientation, and capacity-building initiatives to enhance team performance and operational effectiveness.
 Conducted regular field visits, branch inspections, group meetings, client verification, and prepared monitoring and evaluation reports.
 Assessed market potential, customer demand, and product acceptance to support branch expansion and new operational areas.
 Coordinated with regulatory authorities, donors, financial institutions, and other stakeholders while ensuring transparency and compliance.
 Assisted management in employee performance evaluation, conflict resolution, and administrative decision-making.
 Participated in emergency response and humanitarian activities as assigned and performed additional responsibilities as directed by management.

RESPONSIBILITIES
• Supervise and manage overall operations of multiple center, ensuring compliance with organizational policies, procedures, and operational manuals.
• Plan, coordinate, and monitor daily, weekly, monthly, quarterly, and annual operational activities to achieve organizational goals.

• Conduct regular center inspections, verify cash balances, review accounting records, and ensure proper maintenance of cash books, ledgers, vouchers, registers, and other financial documents.
• Monitor loan disbursement, loan recovery, savings mobilization, overdue collection, liquidity management, and overall portfolio performance.
• Review loan proposals, weekly operational plans, branch reports, and financial statements before submission to Head Office.
• Prepare and analyze MIS reports, budgets, financial reports, PKSF reports, and other management reports.
• Ensure compliance with accounting standards, internal controls, audit requirements, VAT, tax, and organizational regulations.
• Coordinate internal and external audits, monitor audit observations, and ensure timely corrective actions.
• Supervise field staff by evaluating performance, approving leave, identifying training needs, and recommending promotions and transfers.
• Build high-performing teams through coaching, motivation, performance evaluation, and effective leadership.
• Monitor staff discipline, attendance, operational efficiency, and compliance with organizational policies and circulars.
• Conduct market surveys, identify new business opportunities, and support branch expansion through strategic planning

Managed financial records, cash transactions, vouchers and accounting documents.
✅ Prepared financial reports, operational statements and management reports.
✅ Monitored budget utilization, cash flow and financial controls.
✅ Supported internal and external audit processes and ensured compliance.
✅ Managed vendor payments, administrative expenses and operational costs.
✅ Maintained accurate records of banking transactions and reconciliations.
✅ Implemented cost-control measures for efficient resource utilization.
Prepare and review operational reports, financial reports, and management updates for senior leadership.
✅ Manage budgeting, financial planning, accounting systems, cash flow management, and financial compliance.
✅ Ensure proper maintenance of accounts records, vouchers, ledgers, bank reconciliation, and audit documents while leading internal and external audit processes and implementing necessary corrective actions.

✅ Handle customer compliance requirements, resolve operational issues efficiently, and ensure effective implementation of internal audit, compliance activities, risk management practices, and risk assessment supervision to maintain operational excellence and organizational control.
✅ Managed HR activities, staff development, and employee performance to ensure effective workforce management.
✅ Organized training programs and capacity-building initiatives to enhance staff skills and professional growth.