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Razan Alotaibi , Legal Counsel

Razan Alotaibi

Legal Counsel·Smart Digital Payments Company (Tiqmo)

Saudi Arabia

Bachelor's degree, Law

Work experience

Total years of experience: 5 years, 2 months

Legal Counsel

April 2025 - Present

Smart Digital Payments Company (Tiqmo)

Riyadh, Saudi Arabia

April 2025 - Present

- Provide legal advisory support to business departments on corporate, commercial, regulatory, employment
and governance matters.
- Draft, review and negotiate a wide range of agreements including service agreements, technology contracts,
vendor agreements, MoUs, NDAs, consultancy agreements and employment-related documents.
- Advise on regulatory compliance matters relating to the fintech and digital payments sector, including
requirements issued by SAMA and other applicable authorities.
- Conduct legal research and provide practical legal opinions on complex contractual, regulatory and corporate
matters to support business decision-making.
- Review, update and develop internal policies and procedures to enhance legal compliance, operational
efficiency and risk management.
- Coordinate with external counsel in KSA and other jurisdictions on corporate restructuring, liquidation,
regulatory filings, disputes and cross-border legal matters.
- Support dispute management, contract enforcement and risk mitigation strategies to protect the companys
commercial and legal interests.

Company industry:
Banking
Job role:
Legal

Legal Counsel

November 2022 - April 2025

Edarat Communication and Information Technology

Riyadh, Saudi Arabia

November 2022 - April 2025

- Provided legal advisory support to business departments on corporate, commercial, regulatory, employment
and governance matters.
- Drafted, reviewed and negotiated contracts, agreements, MoUs and NDAs to safeguard company interests.
- Advised on regulatory compliance matters for a listed company, including requirements issued by CMA,
Tadawul and other applicable authorities.
- Managed and oversaw ongoing legal cases, ensuring timely follow-up and resolution.
- Prepared documentation and agendas for General Assembly Meetings, ensuring alignment with CMA and
Tadawul regulations.
- Reviewed, updated and developed internal policies and procedures to enhance legal compliance, operational
efficiency and risk management.

Company industry:
IT Services
Job role:
Legal

Legal and Human Resources Specialist

January 2022 - October 2022

Edarat Communication and Information Technology

Riyadh, Saudi Arabia

January 2022 - October 2022

- Advised on employment law matters including hiring, discipline and termination.
- Managed and followed up on legal cases to ensure timely resolution.
- Conducted internal investigations in response to employee complaints or allegations.

Company industry:
IT Services
Job role:
Legal

Human Resources Assistant

August 2021 - December 2021

Sajco

Riyadh, Saudi Arabia

August 2021 - December 2021

Company industry:
Construction & Building
Job role:
Human Resources and Recruitment

Legal Intern

January 2020 - March 2020

King Fahad Medical City

Riyadh, Saudi Arabia

January 2020 - March 2020

Company industry:
Medical Hospital
Job role:
Legal

Education

Princess Nora Bint Abdulrahman University

May 2020

May 2020

Bachelor's degree, Law

Saudi Arabia

Skills

IPO
Expert
IPO
Expert
Regulatory Affairs
Expert
Regulatory Affairs
Expert
Policy
Expert
Policy
Expert
Corporate Governance
Expert
Corporate Governance
Expert
Labor Law
Expert
Labor Law
Expert
Corporate Law
Expert
Corporate Law
Expert
Contract Management
Expert
Contract Management
Expert
Data Protection
Expert
Data Protection
Expert
CMA &SAMA& PDPL
Expert
CMA &SAMA& PDPL
Expert
Corporate Compliance
Expert
Corporate Compliance
Expert
legal advice
Expert
legal advice
Expert
Board and Committee Governance
Expert
Board and Committee Governance
Expert
COMPLIANCE REQUIREMENTS
Intermediate
COMPLIANCE REQUIREMENTS
Intermediate
COMPLIANCE REPORTING
Intermediate
COMPLIANCE REPORTING
Intermediate
INTERNAL AUDITING
Intermediate
INTERNAL AUDITING
Intermediate
LEGAL KNOWLEDGE
Intermediate
LEGAL KNOWLEDGE
Intermediate
LEGAL RESEARCH
Intermediate
LEGAL RESEARCH
Intermediate
MICROSOFT CERTIFIED PROFESSIONAL
Intermediate
MICROSOFT CERTIFIED PROFESSIONAL
Intermediate
PAYMENTS INDUSTRY
Intermediate
PAYMENTS INDUSTRY
Intermediate
Contract Review
Expert
Contract Review
Expert
IPO
Expert
IPO
Expert
REGULATORY COMPLIANCE
Intermediate
REGULATORY COMPLIANCE
Intermediate
STRATEGIC DECISION MAKING
Intermediate
STRATEGIC DECISION MAKING
Intermediate
Contract Negotiations
Expert
Contract Negotiations
Expert
Policy Review
Expert
Policy Review
Expert
Legal Review
Expert
Legal Review
Expert
Corporate Law
Expert
Corporate Law
Expert
Legal Affairs
Expert
Legal Affairs
Expert

Social profiles

Languages

English

Expert

Arabic

Native Speaker

Training and Certifications

Certifications
Corporate Governance
Government Tenders and Procurement System Program, 25 hours
Board and Shareholders Disclosures
Governance, Risk Management and Compliance Professional
IFSAH
Financial Academy
Dec 2022
Governance, Compliance and Risk management professional
icas
Jan 2024
ielts test
Oct 2020

Training
The governement tenders and procurement system
Governance Academy
Feb 2024