Reda AL-Idarous

Assistant Vice President, at Examination & Investigation Dept. at Operation Risk Division. at riyadbank

• Saudi Arabia - Riyadh
• July 2013 to December 2014

Assistant Vice President, in charge of Contracts Financing at Riyad Bank

• Saudi Arabia - Riyadh
• April 2011 to July 2013

Riyad Bank, Head Office, Riyadh
April. 2011 till to-date
Assistant Vice President, in charge of Contracts Financing

Taking care of financing contracts and that service is offered by the bank to his clients which has granted facilities to finance the projects assigned to them, the bank will finance part of the projects cost and to be paid from the projects proceed.
Also I am handling a project to automat all transaction (finance & repayment) for constriction customer.

Assistant Vice President, Credit Compliance at Riyad Bank, Head Office

• September 2010 to March 2011

Riyad Bank, Head Office, Riyadh
Sept. 2010 till March. 2011
Assistant Vice President, Credit Compliance

To monitor compliance with Bank's credit policy, procedures and limits prescribed by senior management / Board of Directors

To report any exception to senior management at Riyad Bank, Head Office

• November 2008 to August 2010

To report any exception to senior management
Riyad Bank, Head Office, Riyadh
Nov. 2008 till Aug. 2010
Project Manager for Loan Review (Credit Quality Review)

Supervised independent, ongoing assessment of credit risk management process for corporate / commercial accounts including Emerging Enterprises.

Responsible to assess the credit administration process, the accuracy of credit rating and overall quality of loan portfolio.

Communication of findings of loan reviews to senior management (including CRO) on regular basis.

For consumer loans, performed loan review for certain products.
Riyad Bank, Head Office, Riyadh

Credit Manager, Credit Review & Approval at Credit Policy Division

• October 2007 to November 2008

Oct. 2007 till Nov. 2008
Credit Manager, Credit Review & Approval (Credit Policy Division)

Responsible for conducting credit risk analysis and preparing recommendations for approvals by relevant credit committees. Recommendations were based on detailed operational, business and financial analysis of respective clients. Handled commercial accounts of Eastern Region's credit portfolio and Personal Financial Service Department's portfolio.

Senior Relationship Manager, Remedial Management at Riyad Bank, Head Office

• January 2003 to September 2007

Riyad Bank, Head Office, Riyadh
2003 till Sep. 2007
Senior Relationship Manager, Remedial Management (Risk Management Division)

Supervision of Remedial Relationship Managers and to provide support to Business Relationship Managers in recovery efforts relating to different segments of the corporate / commercial sectors to achieve annual recovery targets effectively.

To assist the Head of Remedial Management in preparation of various MIS reports for monitoring and reporting to senior management.
Riyad Bank, Head Office, Riyadh

Assistant Manager, Credit Review & Approval at Credit Policy Division

• October 1996 to April 2002

Oct. 1996 till Apr. 2002
Assistant Manager, Credit Review & Approval (Credit Policy Division)

Responsible for conducting credit risk analysis and preparing recommendations for approvals by relevant credit committees. Recommendations were based on detailed operational, business and financial analysis of respective clients. Handled sophisticated & extended accounts of kingdom wide credit portfolio.