رضا الجارودي

• Identified, developed and managed portfolio for large corporate clients in the field of contracting, manufacturing and trading
• Helped the clients to finance their needs by proposing specific or general working capital credit facilities.
• Restructured some credit facilities based on the client’s need and financial situation.
• Analyzed the client’s cash flow to better asses the best credit facilities for the client.
• Maximized income from existing & new clients that were generated from credit facilities and cross selling (trade finance, treasury, SABB Takaful).
• Communicated and visited regularly with clients to understand needs, evaluate current product usage and cross sell new products.
• Achieved goals for sale of bank products and services and exceeded performance metrics for customer services.

• Assisted Customers with needs such as opening accounts, depositing or transferring funds, updating account details and signing up for new services.
• Worked with clients to address and respond to client and partnership management issues.
• Planned portfolio solutions after carefully analyzing client’s financial health and future requirement.
• Supported end-to-end credit management process, submitted complete loan documentation and supported credit origination for credit compliance.
• Coordinated with other departments in the bank to ensure all regulatory, audit and compliance issues are in place and all internal controls are in order.

• Trained in Samba Professional Program (Aug. 2008-Feb. 2009)
• Helped RM to identify, develop and manage a portfolio of corporate client relationships.
• Prepared annual review (CA Packages) for each client and identify the risks associated with each client and clarify how to mitigate these risks.
• Understand, in details, the client’s business, negotiated and structured facilities that cater the client’s requirements and met the bank’s boarder objectives.
• Monitored continually the client’s business performance and maintains through, accurate and up to date client’s files, including full notes of customers calls/meeting, requests and response.

• Responsible for Account Payable and translating accounting transaction from English to Arabic.