سعد حمدان

Use data and technology as a driver to perform testing to verify the effectiveness of the regulatory controls.
•Participate in developing Data Governance and Data Policy program for WFS Compliance.
•Collaborate with internal Audit to design, develop and implement corrective actions.
•Developed a data control program for Volcker Compliance Program.
•Interpreting regulations into policies and procedures, developing controls, and a surveillance program.
•Design and develop compliance testing strategies and methodologies; evaluate the adequacy and effectiveness of policies, procedures, processes, initiatives, products and internal controls; analyze business and/or system changes to determine overall impact on the risk profile of the various LOBs within WFS; and identify issues resulting from internal and/or external compliance examinations.
•Research, design, and implement semantic technology solutions for advanced compliance knowledge management and workflow tools; Develop business requirements, scenario analyses, and proofs of concept proposals.

Information Security and Privacy.
•Web Application Penetration Testing.
•Software Testing and Quality Assurance.

Merrill Lynch is the investment and wealth management division of Bank of America with over 15, 000 financial advisors and $2.2 trillion in client asset; it is the world’s largest brokerage.
•Helped others achieve their objectives and acted as a catalyst for change in automating manual processes.
•Played an integral role in implementing IT solutions with a development cost over $500K for Tri-Party Collateral Management and Repo Agreement, for which ROI was fully maximized.
•Led IT projects and designed solutions for post trading activities in the Americas Fixed Income Securities, EMEA, and PACRIM Securities Operations.
•Led initiatives responding to the volatility of market conditions to streamline processing to expedite time to market.
•Processed 100K+ trading transactions to manage and monitor trading exposure, collateral management, trading breaks, matching, clearing, and post settlements activities.
•Recognized by Senior Managements for proposing and successfully implementing operational solutions to monitor real-time ‘Don’t Know’ messages to reduce business risks trade failure by several millions dollars.
•Led projects for Bank of America and Merrill Lynch transition and integration.
•Automated application build and deployment process to save time and to reduce application development risks.
•Developed and successfully implemented encryption solution using RSA API to protect database login credentials for mission critical applications.
•Actively involved in web-development by providing IT solution to support Fixed Income back-office operations.

Transamerica Life Reinsurance part of AEGON is the 3rd largest life reinsurance company in the US based on 2009 recurring new business volume, and the 7th largest in the world based on 2010 net earned premiums.
•Designed, developed, and successfully implemented a web-based claims application as a financial platform to generate financial entries for: Payable, Receivable, and Suspense ledger entries.
•Implemented solutions for diversifying risks for multi-million dollars life reinsurance claims.
•Participated in an initiative to rewrite Reinsurance Administrative Systems for operations.
•Worked closely with CFO’s to provide and analyze financial data during month-end processing for SOX compliance.
•Developed Software Requirements Specifications, and Technical Software Documents

The second largest tobacco company in the US merged with Nabisco Brands in 1985.
•Worked directly with marketing account representatives to transform marketing tactical initiatives into software IT solutions.
•Automated file extractions based on mailing zip code criteria for direct marketing expansion strategy

Direct marketing solutions for database management, ordering lists, fulfillment and target mailing
•Developed IT solutions for customized direct database marketing and fulfillment packages.

Sector-specific research solutions that examine three critical integrated dynamics that are essential to brand’s success: customer choice, customer experience, and customer loyalty.
•Worked with marketing research team to develop IT solutions to capture and analyze consumer data for the auto industry publications.

TSMT is the Transportation industry leader, and most dependable in transporting specialty materials, explosives, and hazards freight.
•Developed and successfully implemented fuel continuity software to measure fuel usage by truck type to save fuel cost.