Sr. Business Consultant
Capgemini
Total years of experience :21 years, 4 Months
• Consultancy in the domain of Operational Risk, Financial Services, Basel II and AML & Regulatory Reporting both for Conventional and Islamic Finance
• Managing a team of analysts working on Financial Sector product and services. Assistance to the team on functional grounds during the development and support of the project as an expert on domain.
• Providing assistance on Domain/functional knowledge to project team/ Presales Team/Sales Team.
• Writing and reviewing the Business Requirement Document, Functional Specifications Documents and other Business related documents of Project.
• Training of Business End Users
November 2009 to Jan 2012 - Support Services Department:
• Preparation & Review of operations and product manuals
• Nominated as Risk Champion to establish and implement risk management processes
• Conducting internal audit of various branches and divisions
• Assessment of Risk at activity and/or department level & suggest the possible solutions to surmount such coercions
• Monitor AML program to ensure that policies, procedures, and internal controls are in place are met to achieve compliance
• Coordination among departments regarding operational and policy issues
Sept 2008 to Oct 2009 - T24 Core Banking Implementation Project:
• Part of the Business Team involved in gap analysis process
• Part of the testing team to test all Islamic Finance Modules in T-24
• Review Test Scenarios and workflows prepared by the Testing Team
• Gap Analysis, creating Requirement Documents for enhancing the functionality of the system and review of Functional Specification documents
• Working as subject matter expert for new developments and enhancements in Loans, Limits, Customer, Accounts & Reporting Modules
• Basic knowledge of PL and GL mis-match analysis
• Design and plan the business process test cases and arrange to execute test run.
Aug 2006 to Aug 2008 - Credit Administration and Monitoring Division
• Prepare FOL and legal contracts illustrating the approved facilities
• Processing and post disbursement monitoring of Islamic Banking portfolio in addition to Real Estate Finance portfolio of Conventional Banking portfolio
• Review of executed documents and ensure that documents are properly produced/executed and signed by the person authorized
• Follow-up and monitor the disbursement process for the Islamic banking transactions; and approve the payments
• As part of the team developed documents and controls to set up Real Estate Management department for Bank owned and leased Real Estates
• Acted as a coordinator between business teams, vendor and Bank’s IT department to transform business requirement into T24 core banking system
Meezan Bank Limited - The Premier Islamic Bank in Pakistan
Meezan Bank is the First Islamic Commercial Bank in Pakistan
Credit Officer
The position manages the overall working of Corporate Credit including Corporate Finance, Consumer Finance, Administration and Operations activities. Worked successfully since the inception of the branch for achievement of business targets and compliance with regulatory & Sharia requirements of the bank.
Job Profile
• Marketing of Islamic Banking Products and Projection of Banks image in the local market.
• Preparation of Credit Line Proposals
• Financial and Risk analysis of clients
• Preparation of legal documents and limit feeding in the system
• Liaison with customers regarding issues relating to operational matters
• Deveveloped controls as per Banks standard procedures and monitoring of the same for relevance and compliance with regulatory & Sharia requirements
Deutsche Bank AG - Leading European Bank
Intern
Worked in Global Banking Department in Pakistan as compulsory requirement for completion of Masters degree. The position was responsible for assisting Relationship Managers for preparation of credit proposals and day to day administrative matters
Job Profile
• Financial Analysis and preparation of Credit reports
• Preparation of Industrial reports
• Preparing Audit Reports and Confidential Credit Opinion of the key clients
• Correspondence with Central Bank on loan & guarantees matters
CGPA: 3.53
61% Marks