SAMEH ZAHRAN

Facilitating the most critical functions in Recovery & legal, to ensure full coverage of the portfolio to minimize follow-up gaps, ensure efficient and effective productivity of the unit
Directing productive cross-functional teams using interactive and motivational leadership that spurs people to willingly give excellent results
Regulating the in-house Recovery/legal team and ensure that action is promptly taken based on predefined strategies
Supervising external agencies subcontracted to control NCL and adequately controlling their activities to ensure effective performance
Contributing towards initiating and participating in training program for the collection team to improve their skills
Instituting timely allocation and coverage of accounts as per policy
Forecasting & planning on recovery/ legal budgets and targets
Capacity planning to ensure unit is adequately staffed to manage all tasks
Collaborating with:
Various units within the bank \[RFO, FCD & Legal\]
Vendors and other governmental/judicial bodies
Making sure leave plan (annual leaves) is well planned with appropriate backups
Providing feedback on Portfolio quality to product/policy managers
Engaged in determining annual expenses & losses budget by analyzing trends and flows rates of the portfolios
Directed all collection & Recovery activities in UAE (Local / International Agencies & Litigation)
Provided regular developmental guidance and feedback on performance to all Direct Reports
Made sure the Annual Performance Appraisal and Development Plan for direct reports was conducted, and accordingly ensured that the process was cascaded down through the organization by all managers
Liaised with group HR to develop relevant training programs
Ensured team operates in strict compliance with all regulatory, bank and compliance policies and enjoys good external and corporate audit ratings