Sandhya Koshy, Insurance Assistant

Sandhya Koshy

Insurance Assistant

Al Buhaira National Insurance Company

Location
United Arab Emirates - Sharjah
Education
Bachelor's degree, Bachelor Of Commerce
Experience
6 years, 11 Months

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Work Experience

Total years of experience :6 years, 11 Months

Insurance Assistant at Al Buhaira National Insurance Company
  • United Arab Emirates - Sharjah
  • November 2008 to April 2012

Insurance Assistant, Al Buhaira National Insurance Company, Sharjah, UAE
Nov 2008 - Till date
Summary

Ensure accurate documentation and data entry analysis and evaluation of accident claims and motor recovery claims and maintain a steady relationship between other insurance companies. Communicate with all concerned parties to enable smooth flow of information and documents as well as the productivity of the department.


Responsibilities:
• Handling more than three Insurance companies, compliance of reports, letters and outstanding as well
• Execution of claims to be paid as well as to be recovered from other insurance companies
• Issuance of credit and debit notes to different insurance companies
• Sketching recovery letters & ensuring receipt by other insurance companies like Oman, ADNIC, Axa, RAK etc
• Pre-analysis documentation of claims to be sent to other insurance companies
• Official letter drafting to insurance companies and agencies
• Collating list of letters for the department which is dispatched to different insurance companies on a daily basis
• Maintain and update reports for communicating with other insurance companies on a monthly basis
• Preparing system reports on monthly/daily basis

Senior Credit Pre-Screener at Abu Dhabi Commercial Bank
  • United Arab Emirates
  • June 2005 to October 2008

Senior Credit Pre-Screener, Abu Dhabi Commercial Bank (ADCB), Dubai, UAE
Jun 2005 - Oct 2008
Summary

To investigate in detail the history and credit standing of individuals or business enterprises applying for credit cards or short term loans. Ensure 100% adherence and compliance to credit policy. Effectively participate in review and revamp of credit policy. Conduct pre-analysis and facilitate proper documentation of credit applications such as credit cards and loans. Carry out periodic review of material credit facilities granted and ensure timely and accurate changes are made in the database. Maintain an impartial relationship between the sales & credit departments.

Responsibilities:
• Credit processing for credit cards and smart loans, including ( UAE central bank checks and all workflow system checks)
• Coordinated sales and credit in dealer tie-up submissions like applications from Carrefour, Emax, Jacky's, Lulu, DAMAS, Joy Alukkas, Homes r Us etc.
• Pre-analysis of dealer tie-up applications and credit processing for the same
• Check documentation of applications in order to ensure documentation is complete
• Provide on job training to the new recruits
• Preparing MIS reports on a daily basis on approvals and rejections

Education

Bachelor's degree, Bachelor Of Commerce
  • at Mahatma Gandhi University, C.M.S College
  • March 2005

• Bachelor of Commerce (B.Com), Mahatma Gandhi University, C.M.S College, Kottayam, Kerala, India (Mar 2005)

High school or equivalent, Commerce
  • at B.M.M.E.M. School
  • March 2002

• Passed Grade 12, C.B.S.E, B.M.M.E.M. School, Kerala, India (Mar 2002)

Specialties & Skills

Analyze credit data and financial statements to
Letter of credit s procedures Clerk loans Do
Insurance Claims
COLLATING
COORDINATED SALES
DATA ENTRY
DATABASE
DOCUMENTATION

Languages

Malayalam
Expert
English
Expert