Santosh Kaiborta

• Created and delivered classroom and online training modules using diverse methodologies and
tools.

• Generated revenue by acquiring business from leads and developing new markets aligned with
sales strategy.
• Presented tailored financial products to clients and facilitated documentation for financial
institutions.

• Managed banking and investment requirements for High Net Worth Individual (HNI) clients.
• Conducted risk profiling for all mapped clients to provide superior investment advisory.
• Executed business development across liabilities, assets, and fees to achieve growth in
relationship value.
• Implemented client retention strategies for both new and existing customer bases.

• Managed cash, trade finance, and working capital mandates for corporate clients to drive revenue
growth.
• Developed client-level strategies and identified opportunities for digitization within the division.
• Collaborated with product teams to enhance trade solutions and ensure successful mandate
implementation.
• Ensured strict adherence to banking policies, ethical standards, and risk mitigation protocols.

• Handled credit appraisal, recommendation, and disbursement for personal and commercial loans. NPA management and recovery of loans.