Sarfaraz Ahmed, ASSISTANT MANAGER

Sarfaraz Ahmed

ASSISTANT MANAGER

Sharjah Islamic Bank

Location
United Arab Emirates - Dubai
Education
Master's degree, MBA
Experience
21 years, 7 Months

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Work Experience

Total years of experience :21 years, 7 Months

ASSISTANT MANAGER at Sharjah Islamic Bank
  • United Arab Emirates - Dubai
  • My current job since October 2008

Manage and lead a team of Sales and Service Officers, cultivating the culture of productivity and high performance.
Extensively engaged in staff training and coaching to ensure their professional development; mentor and guide team
members to achieve KPI/KPA's. Collaborate with other departments on timely and appropriate processing/follow-up of
customer queries and complaints. Ensure SOP compliance. Monitor daily reports and transaction authorizations.
 Drive business expansion by conducting impactful presentations for high-profile clients, demonstrating business
opportunities and potential benefits of facilities, sales, support, and services offered by the bank.
 Proactively plan and execute sales strategies - co-work with Branch Manager and Segment Head to hit business goals.
 Successfully manage end-to-end process of credit application, credit approval, and documentation execution.
 Exceed established branch targets by thorough planning, goal setting, direction and control of sales and services.
 Monthly generate branch sales report, reconciliation reports of branch P&L and other sundry accounts.
 Recommend improvements on current SOP and develop new procedures to simplify internal processes.
 Approve and authorize all account-related activities (retail and corporate) and transactions (loans, deposits, charges).
 Design and redesign bank offers as per client and bank parameters based on data collection and analysis.
 Protect customers via KYC checks/due diligence to identify and report unusual account activities and fraud cases.

Phone Banking Officer at Dubai Islamic Bank
  • United Arab Emirates - Dubai
  • January 2007 to September 2008

Instrumental in delivering superb customer service by timely dealing with queries and informing clients about bank's products
and services. Created reports on a weekly basis (sales, data integrity, punctuality, and productivity). Closely cooperated with
other departments to follow up with the status of customer requests, as needed.
 Resolved customer concerns timely and effectively by offering solutions aimed to improve their financial lives.
 Succeeded in cross-selling and up-selling (credit cards, personal finance, and other products).
 Continuously generated leads, referring them to other departments accordingly.
 Maintained security standards by using four-point verification before providing account-related data to customers.

Team Leader at Tesco Stores UK
  • United Kingdom - London
  • October 2002 to January 2007

Seamlessly led the team in day-to-day activities, providing support and making decisions to ensure its high performance.
Managed inventory control and maintained effective stock rotation. Adhered to the established standards and schedules.
 Attracted clients and increased sales via high-impact merchandising displays and presentations.
 Excelled in preparing daily work plans and maintaining performance records.
 Focused on customer care and sales as top priorities; kept up with new procedures and training materials.

Education

Master's degree, MBA
  • at University of West London
  • October 2019
Bachelor's degree, Computer Application
  • at Makhanlal Chaturvedi University
  • July 2002

Bachelor of Computer Applications

Specialties & Skills

Cross functional Team Leadership
Commercial Awareness
Decision Making
Banking Operations
Customer Service
Customer Relationship
Customer Service
Interpersonal Abilities
Leadership Skills
Communications Skills
Operation
Problem Solving
Analytical / Research Skills
Computer Skills
Management
Business Processes
Private Banking
Decision Making

Social Profiles

Personal Website
Personal Website

URL removed due to policy violation. Please contact support for further information.

Languages

English
Expert
Arabic
Intermediate
Hindi
Expert
Urdu
Expert

Memberships

American Heart Association
  • First Aid & CPR Program
  • July 2016

Training and Certifications

Participation Certificate in Customer Relationship Management (Certificate)
Date Attended:
November 2010
Valid Until:
November 2010
Participation Certificate in Financial Crimes & Enforcement (Certificate)
Date Attended:
November 2011
Valid Until:
November 2011
Participation Certificate in Compliance Insights in Banks (Certificate)
Date Attended:
March 2012
Valid Until:
March 2012
Participation Certificate in Anti-Money Laundering (Certificate)
Date Attended:
July 2008
Valid Until:
July 2008