Savio Carvalho, Credit Risk Analyst

Savio Carvalho

Credit Risk Analyst

American Express - United Arab Emirates

Location
United Arab Emirates - Dubai
Education
Bachelor's degree, Accounting
Experience
11 years, 9 Months

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Work Experience

Total years of experience :11 years, 9 Months

Credit Risk Analyst at American Express - United Arab Emirates
  • United Arab Emirates - Dubai
  • My current job since April 2019

Job profile involves follow up and collection on all overdue American Express credit card
accounts. It involves pre-evaluation of accounts and assessing credit risk in order to support
timely organizational decision making. Liaising with other departments to ensure excellent
service delivery for customer requests.

DEBT COLLECTIONS OFFICER at Mawarid Finance
  • United Arab Emirates - Dubai
  • February 2016 to March 2019

Job profile involves follow up and collection on all overdue Falak Tayyeb credit card accounts. It involves handling front office administration duties like answering phones, addressing questions and complaints from existing customers along with providing adequate assistance to them on a day-to-day basis. Liaising with other departments to ensure timely service delivery of customer requests.

Customer Relationship Officer at HSBC Middle East
  • United Arab Emirates - Dubai
  • April 2015 to December 2015

involves opening of new accounts and selling credit cards to
HSBC relationship as well as non-relationship customers. It also
involves precise and accurate documentation and validation of
documents for processing the card/account opening request.

Customer Relationship Officer at Tech Mahindra Business Services
  • United Arab Emirates
  • March 2014 to November 2014

involves retaining mobile phone users that call in to the
contact center to cancel their contract with Three Mobile Network (UK).
It also includes after call work on external systems to validate
customer information and up-gradation procedures. It involves
customer service as well as core retention of customers who use
Three Mobile (UK).
Collections Litigation Support

Employee at J.P. Morgan Chase India Pvt. Ltd
  • India - Mumbai
  • November 2009 to October 2011

involves approving qualified accounts for Litigation within 5
working days of entering the Review queues by examining account
characteristics and account activity. It also involves working on external
sources to identify and/or validate information. The core responsibility
of the job involved checking the remaining liabilities/employment status
and validating the same as per the Credit Bureau policies of JP Morgan
Chase. Awarded Team of the Year 2010 and Outstanding

Education

Bachelor's degree, Accounting
  • at University of Mumbai
  • April 2009

Bachelor of Commerce

Specialties & Skills

Customer Support
Customer Centricity
Marketing
Customer Service
LITIGATION
POLICY ANALYSIS
CUSTOMER SERVICE
DOCUMENTATION
NETWORKING
TELEPHONE SKILLS
VALIDATION
COMMUNICATION SKILLS

Languages

English
Expert
Hindi
Expert