Senthil Kumar Gunabalan, Senior Relationship Manager

Senthil Kumar Gunabalan

Senior Relationship Manager

AL HAIL ORIX FINANCE PSC

Lieu
Émirats Arabes Unis
Éducation
Master, M.B.A
Expérience
20 years, 8 Mois

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Expériences professionnelles

Total des années d'expérience :20 years, 8 Mois

Senior Relationship Manager à AL HAIL ORIX FINANCE PSC
  • Émirats Arabes Unis - Dubaï
  • Je travaille ici depuis janvier 2007

• Lead a team of RM/SRO/RO’s to market financial products with aggressive individual and team targets.
• Assist and contribute in new product development.
• Conduct marketing campaigns to build strategic partnerships.
• Successfully created a diversified and growing portfolio of clients across various industries to balance risk and revenue.
• Perform and review credit analysis of prospective/existing clients including audited financial report analysis and market research.
• Perform field visits, periodical credit checks and complete compliances to ensure proper portfolio control.
• Prepare credit reports of new & existing clients.
• Responsible for guiding and developing junior team members.
• Enforce proper recovery follow-ups in case of defaults
• Guide and recommend best practices to clients to manage cash flows.
• Co-ordinate with group companies to provide clients comprehensive solutions.

Branch Operations Representative à Rak Bank
  • Émirats Arabes Unis - Dubaï
  • mai 2006 à décembre 2006

• Ensured smooth functioning of all operational overheads / control related activities carried out through the channel.
• Identified new kiosk locations and performed feasibility studies.
• Coordinated with all kiosks and created MIS for performance analysis.
• Organized presentations, road shows, and team building activities.
• Created and maintained relationships with institutional contacts to cross sell new and existing products (Retail banking products & SME loans).
• Ensured that stages of D&G process are carried out in line with the Bank’s policies and procedures.

Sales and Service Officer à Rak Bank
  • Émirats Arabes Unis - Dubaï
  • juillet 2005 à mai 2006

• Coordinated with a team of five to sell asset & liability products.
• Responsible for screening all sales in line with AML policies.
• Created and maintained relationships with Retail & Corp customers
• Assisted in channel administration and new personnel training.
• Assisted in monitoring and resolving audit issues.

System Analyst à Mashreq Bank
  • Émirats Arabes Unis - Dubaï
  • mars 2003 à juin 2004

Designed and developed web applications for the company intranet following the Capability Maturity Model.

IT Consultant à Solas Marine
  • Émirats Arabes Unis - Dubaï
  • septembre 2002 à janvier 2003

Designed and developed an entire web site for the company using java scripting, HTML, and Macro Media Flash.

Éducation

Master, M.B.A
  • à S.P. Jain Centre of Management
  • mai 2005
Baccalauréat, BS
  • à American University of Sharjah
  • juin 2002

Tests de Bayt.com

Organizational Behavior Test
Score 72%

Specialties & Skills

Banking
Corporate Lending
Banking Relationships
Portfolio Management
Team Management
Negotiation and Assertiveness
Marketing
Credit Analysis
Banking
Relationship Management
Credit Profile Preparation

Langues

Anglais
Expert
Hindi
Moyen
Malayala
Moyen
Tamil
Expert

Loisirs

  • Playing Chess
    Served as the president of the Chess Club during my university period. Also have won the chess championship at American University of Sharjah