Deputy Vice President
Axis Bank Ltd
Total years of experience :1 years, 6 Months
Centre Head -Anna Nagar Grade: Deputy Vice President As Centre Head, Anna Nagar, Chennai, managing Credit and Relationship for SEG - Small Enterprises Group (Involves a Business entity with a maximum turnover of Rs. 100 Cr. Per annum). Handled a total portfolio of Rs. 400 Cr. Asset Book, comprising of Working Capital, Term Loans and Non Fund Facilities. Team members include 2 Credit Analysts and 3 Relationship Managers.
•My role include driving Sales by guiding and managing the team of Credit Analysts and Relationship Managers.
•It involves Credit Spreads' Preparation, Financial analysis, Risk Analysis - including Promoters risk, Business risk, Financial risk, Product risk and Industry Risk. Meet the client, inspect their business facilities and Credit Note preparation through Credit analysts, to present it to Risk team and resolve queries and eventually to present the Proposal to the respective Sanctioning authority for a Sanction.
•To manage the existing portfolio and to deepen the asset relationship - enhancements and additional credit facilities through effective Relationship Management skills.
Completed Post Graduate Diploma in Finance