Vice President
PromaSecure Consulting
Total years of experience :41 years, 11 Months
Current: • Vice President Consulting, PromaSecure Consulting - Umbrella organization of PROMATAS, Oman
• IT Security & Assurance and ISO 27001 Consultant
Risk assessment and IS Audit of the applications installed with a client - an Autonomous body of the Govt. of India.
PT. Kartika Management Consulting, Surabaya, Indonesia (PT. KARMACON), Indonesia
Associate of KAP J. Tanzil & Co, Public Accountants - a leading audit firm of Indonesia
• IS Assurance & IS Security
Freelancing and in association with (Dec 2007 to Jan 2011)
Digital Age Strategies P Ltd, Modus Systems P Ltd, Sri Isafe P Ltd. and Frontier Systems Ltd.
• Operations & Information Technology
ASSIGNMENTS - As employee of ING Vysya Bank Limited, India.
BANKING DOMAIN EXPERIENCE during the period: May 2004 to Nov 2007
Mega-Region consisting of 4 Regional Offices and 174 branches headed by RCEO (Regional Chief Executive Officer)
RCEO responsible for all aspects of business & compliance for this region.
➢ My role as a direct reportee to the RCEO, was to collate information from the business units as well as monitor adherence to corporate, industry and regulatory norms.
➢ Officer in charge of all issues pertaining to Operations, Risk, Compliance, IT infrastructure, Service delivery, Customer issues.
➢ Single Window for all liaison with Corporate Office, Centralized Operations (COPs) & other arms of the Bank within the Regional / Mega Regional Office.
Role Regional Coordinator / Asst. Project Lead / Banking Operations
Business: Monitor progress of high performance branches on about 4 parameters, monitor performance of products and client buildup, tactical planning, Budgeting, non interest income monitoring.
Operations: Monitor & track Branches/ ROs day to day operations performance, Control self assessments, Key Risk Indicators (KRI), Key performance indicators (KPI), grant approval for expenditure, monitor SLAs of 3rd party service providers and approve payments, collect and collate reports, monitor cash position, Safe Deposit lockers break open (due process), business continuity
External Compliance: • Submit forex transaction details for onward transmission to RBI,
• Clause 49 requirement to SEBI,
• Service tax & other tax related information to the Tax Depts.,
• Know Your Customer (KYC), Financial Economic Crime (FEC), Anti Money Laundering (AML) to RBI
Internal Compliance: ➢ Monthly Operating Report to be collated and verified on 34 controls identified,
➢ Monthly Activity Report of the region to be prepared and submitted to Corporate office, Tracking non-financial modification of customer or account details,
➢ Gorporia committee norms, Claims of legal heirs etc.
➢ Banking ombudsman,
➢ Monthly compliance certificate to Corporate office.
Asst. Project Lead
As Core Banking Transition Manager -
a. Assessment of the state of readiness of the branch for Rollout: b. Implementation of Roll Out as per Standard Operating procedure
c. Post Conversion Branch activity
d. On spot Training of branch staff about changes and next phase of working
Data Cleansing for Core Banking Solution (PROFILE)
1. Scanning of signature of customers into the system
2. De-duplication of multiple customer records & Creation of additional Customer records for joint accounts and necessary documentation
3. Data enrichment - capture and updating of all customer details.
4. Follow up on issues pertaining to Data Centre at ITPL on IT matters with units under SeAP & Vice versa
IT related roles
IT Operations relating to: 1. User creation approval for Regional Office staff
2. Business visit to Branches
3. Email ID
4. Approval of 3rd party services provider as per SLA
5. Suspense account monitoring & reconciliation
6. Inter branch reconciliation account monitoring for intermediary (Wash) accounts
7. Consolidation of foreign exchange accounts for reporting to regulator
8. Other issues of wrong GL entries by branches, unfunded accounts, ATM cash loading
9. Incident reporting and consolidation periodically for management appraisal
Member of Regional Office committees
• Risk Management (Operations and Information Risk)
• Business Process Reengineering
• Applications Assessment
• Branch audit assessment
• Customer grievances
Others (internal to ING Vysya Bank): ✓ Director of the officer's cooperative bank
✓ Editor of the internal magazine
✓ Member of the committee for SANGAM (an initiative for employee moral boosting)
✓ Committee on "Caught You", a program aimed at recognizing "vigilant" action by employees
Others (External to ING Vysya Bank): ✓ Advisor to a local lending society
✓ Director in a private limited company of a family business
✓ Member of the Executive committee of Bangalore Chapter of ISACA
ING Vysya Bank (April 2002 - Nov 2007)
• Other Roles - Branch Banking Operations
The Vysya Bank Ltd. (May 1981 to March 2002)
As per assignment
a. Certifying Authorities (CA) (Subsidiary of the Central Bank, Public Sector Undertaking, renowned IT services subsidiary & GOI)
• IS Audit of these authorities
• Consultation for setting up one to Govt. of India.
b. Several Registration Authorities (RA) spread across India.
c. MNC Car manufacturing Company and its associate companies for 3 consecutive years
d. Disaster Recovery Site - Leading Nationalized Bank in Mangalore
e. Payment Gateway, Data Centre, FX & Treasury management, DR Site audit for a Leading Private Bank in Tamil Nadu - 2 years
f. Application Audits
❖ Interbank Reconciliation (IBR) package of a Nationalized Bank
❖ Total Branch Banking application of Grameen Banks - "Bankshree" in Andhra Pradesh & "Bancmate" in Karnataka
g. Stock Exchange based in Bangalore
h. EDP audits for several Co-operative Banks in Bangalore
i. Post implementation review audit of CBS for a Private Bank & nationalized bank
j. Foreign Exchange & Domestic Treasury application audit for a leading South India based bank
k. Software Asset management (SAM) audit for a MS Gold Partner
l. IS Audit under HIPAA for a BPO
m. Full-fledged IS Audit for a leading Bangalore based urban Co-op Bank
o Core Banking Application Audit,
o ATM, Data Centre & DR site IS audit,
o IT Dept. & Branch IS audits.
o Security awareness training
n. Assurance Audit for Gen. Insurance Corporation - TP Audit
o. IS Audit for a well known Airliner based out of Bangalore
p. Current Assignment: Assessment of Contractors, Hardware and software purchased for an ongoing IT project for a MNC Car company.
Consultancy IS & IS security:
Role Team Member
Project Brief
❖ Core Banking Software "Banksoft" for a leading banking applications Development organization.
❖ Vetting of "Auto Banking" - total Branch automation software application, an "Off the Shelf" Product under development by an development and web portal organization
❖ Setting up of a Certifying Authority (CA) for issue of Digital Signature Certificates, for a defense establishment of Govt. of India, as per guidelines of CCA, India & concerned RFC's
➢ Vetting and correction of existing CPS
➢ Developed the Apex level policies for IT/IS Security and Business Continuity Planning & Disaster Recovery (BCP / DR)
* for a leading co-operative sector Bank based out of Bangalore
* a subsidiary of a leading Nationalized Bank based out of Bangalore
❖ Developing documentation as per IT Rules 2000, documents for routine operation of a CA
• B. Sc Bachelor Of Science • B. Com Bachelor of Commerce
