Retail Credit and Admin. Manager
Union Bank
Total years of experience :24 years, 0 Months
• Provide input for credit policies.
• Monitor and ensure that all credit approvals are in compliance with internal policies and regulatory guidelines.
• Review and recommend on credit proposals within authorized limits.
• Monitor risk exposure of the bank and provide ongoing feedback on management of the credit portfolio.
• Develop staff capabilities through on the job counseling and other training.
• Creating credit policies.
• Determining loss and capital reserves.
• Projecting portfolio performance scenarios.
• Forecast prepayments, delinquencies, defaults.
• Create stress scenarios to test loan performance under duress.
• Manage the application of the scoring and risk rating systems.
• Generate/update portfolios analyses and reports.
• Ensure the compliance with Central bank of Jordan regulations, and with Basel II rules.
• Provide input for credit policies.
• Monitor and ensure that all credit approvals are in compliance with internal policies and regulatory guidelines.
• Review and recommend on credit proposals within authorized limits.
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With Distinction