Shatha Al-Hmoud, Elite Relationship Manager

Shatha Al-Hmoud

Elite Relationship Manager

Arab Bank

Location
Jordan - Amman
Education
Bachelor's degree, Business Information System
Experience
19 years, 5 Months

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Work Experience

Total years of experience :19 years, 5 Months

Elite Relationship Manager at Arab Bank
  • Jordan - Amman
  • My current job since December 2012

- Servicing new and existing clients by providing them with the full suite of financial services products & services
- Acquire new client relationships as well as broadening existing client relationships
- Achieving sales targets in line with best practice standards of services and acting as a “Trusted Advisor” to the client
- Have all clients’ files updated and ensure that all documents related to client are available in order to comply to KYC and AML Regulations

Priority Relationship Manager at Standard Chartered Bank
  • Jordan - Amman
  • October 2011 to June 2012

- Achieve service excellence through focusing on the analysis and satisfaction of Priority customers’ personal financials as well as investment needs and objectives.
- Responsible for all service issues in Priority Banking and to ensure that all customers are receiving Priority Banking Privileges.
- Provide effective customer service and maintain high quality service to customers.
- Build and Deepen relationships with existing Priority clients to increase in share of wallet of revenue.
- Follow up pending customer’s issues and complaints, and identify defects.
- Cross Sell all products to the customers’ base.
- Generate new business to achieve defined targets and goals.
- Comply with bank Compliance and Anti Money Laundry Policies.

Premier Relationship Manager at HSBC Bank
  • Jordan - Amman
  • October 2010 to October 2011

- Dealing Directly with high net worth clients, analysing their financial needs and providing them with the best advise in Managing, Growing and Protecting their wealth.
- Managing a Portfolio of 150 clients, and more..
- Develop and Manage long term relations with the top of personal Banking Customers. This includes the vigorous and proactive cross selling of profitable banking products and the provision of higher value investment products to existing customers on their portfolio and recruit new clients.
- Portfolio Management by performing quarterly review of customer eligibility, and upgrade/downgrade customers accordingly, ensure Portfolio cross sale ratio is 1:3 as a minimum, by identifying potential clients for every product and Manage all excesses and exceptions within approved time period.
- Provide customer with very high level of service, including proper after sales service.
- Handle all complaints by logging them of the Complaints Management System, and ensure is resolved within 48 hours.
- Meet Compliance and Internal Audit requirements.

International Banking Center Manager at HSBC Bank
  • Jordan - Amman
  • January 2010 to October 2010

- In addition to the previous responsibilities, Conduct Training Sessions for Premier Team on IBC and its roles, importance and applications.
- Premier Trainer Champion, train and accredit new Premier Staff on HSBC applications, HSBC Premier Products and making them ready to start.

Assistant International Banking Officer at HSBC Bank
  • Jordan - Amman
  • March 2009 to January 2010

- Delivers quality customer service to current and potential international Bank customers to attract, retain, and expand account relationships.
- Support efforts to deepen relationships with Group customers and cross-boarder business to fulfill Jordan banking needs of Group customers.
- Leverage the Group distribution network to increase Group/Jordan referrals, focusing on Premier, affluent and small business international customers.
- Manage relationship needs to point of closing.
- Get the customer started in a new country with all his/her banking needs whether the customer is relocating, living in two countries or have interests/family abroad.

Human Resources Associate at HSBC Bank
  • Jordan
  • April 2007 to March 2009

-Responsible for employee attendance and leave.
-Assist recruitment officer in screening CV, conducting exams (Test Administration Certified from SHL Group), scoring exams and conducting interviews.
-Assist training officer in conducting sessions in induction course. Will be able to completely handle the induction course by end of this year.
-Assist HR Manager in any special projects given (Employee data clean up, installing 360 Testing, Development Review for Managers, Job Fair…)
-E-Learning System Administrator for HSBC Bank Jordan and Ramallah Branch
-Event organizer for any training trip (Courses booking, Visas, Tickets and Hotel Accommodation). Also, organizing any internal training course.
-Issuing HR Newsletter on quarterly basis.

Sales Representative at Home and Home Store
  • Jordan
  • January 2006 to August 2006

Provided excellent customer service. Recognized by management and customers for effectiveness at transforming customers expectations into attractive packages
Had excellent relationships with coworkers and management: constantly showed initiative and was a real team player.

Taekwondo Couch at Amman Academy School
  • Jordan - Amman
  • September 2004 to June 2005

Successfully trained young 3-4 year old students on all Taekwondo basics and some advanced moves.
Effective at leading challenging groups and instilling the value of discipline and commitment: students performed in show at graduation

Sales Representative at BonboNova Pattiseirri
  • Jordan
  • June 2003 to December 2004

Increased sales by attending to the customers and offering them the products that meet or exceeded their demand.

Education

Bachelor's degree, Business Information System
  • at University of Jordan
  • January 2007

Bachelor Degree in “Business Information System” – Information Technology Faculty. GPA 2.68 out of 4. Graduation Project: Implemented a Quality Control Logging & Reporting Application, using VB.Net 2005 and SQL Server 2000, for a Dripper Irrigation Factory “ADRITEC” that is Located in Sahaab.

High school or equivalent, General Certificate of Secondary Education, Science Branch
  • at Amman Academy School
  • July 2002

Average 80.6%

Specialties & Skills

Team Player
Investment Banking
Portfolio Management
Customer Relationship Management
Presentation Skills
MS word, PowerPoint,Excel
Hard worker, Creative, Have excellent communication skills.
HSBC diversity has given the ability to deal with different type of people from different countries
Excellent presentation skills in both Arabic and English

Languages

Arabic
Expert
English
Expert

Training and Certifications

Selling Skills (Training)
Training Institute:
Arab Bank Training Center
Date Attended:
May 2015
Detecting Fraud (Training)
Training Institute:
Institute of Banking Studies
Date Attended:
June 2007
Introduction to VB.NET 2005 (Training)
Training Institute:
Exceed Training and IT Solutions
Date Attended:
September 2006
Day 1 Readiness Course, Wealth & Portfolio Management (Training)
Training Institute:
Standard Chartered Training Center U.A.E
Date Attended:
October 2011
Premier Accreditation Stage 1 + Stage 2 (Training)
Training Institute:
HSBC U.A.E Training Center
Date Attended:
June 2009
Advanced Business Writing (Training)
Training Institute:
British Council
Date Attended:
November 2008
Selling Skills (Training)
Training Institute:
HSBC Training Center
Date Attended:
November 2010
Presentation Skills (Training)
Training Institute:
British Council
Date Attended:
November 2007
ADO.NET (Training)
Training Institute:
Exceed Training and IT Solutions
Date Attended:
November 2006
SHL Test Administration Training (Training)
Training Institute:
SHL Group
Date Attended:
September 2007
Public Speaking Under Pressure (Training)
Training Institute:
ICTN Training Center
Date Attended:
November 2008
Time Management (Training)
Training Institute:
HSBC Training Center
Date Attended:
August 2007
Effective Communication (Training)
Training Institute:
HSBC Training Center
Date Attended:
June 2007
Early Detection of Breast Cancer (Training)
Training Institute:
King Hussein Cancer Center
Date Attended:
June 2008
Communication and Negotiation Skills (Training)
Training Institute:
Institute of Banking Studies
Date Attended:
May 2007
Induction Course (Training)
Training Institute:
HSBC Training Center
Date Attended:
June 2007