Product Owner
Tata Consultancy Services
Total years of experience :6 years, 11 Months
Spearheading digital transformation of Credit Risk Application “GCRS” of Deutsche Bank-EMEA and
Deutsche Bank-Americas Region.
Conceptualize and lead implementation of Credit Limit workflows that resulted in Deutsche Bank's Credit Risk Department to mitigate risk and improve efficiency of limit approvals by 100%.
Lead strategic development and end-to-end management across full product lifecycle, including research, ideation, prototyping, testing, building, adoption, and measurement.
Own and prioritize product backlog.
Manage implementation of new features by outlining plans and specifications such as how, where and when each component would work.
Lead design and development teams to deliver high-profile digital solutions and products, defining
Minimum Viable Products (MVPs) and strategically managing product backlog priorities for rapid
feedback cycles.
Actively participate as member of SCRUM team(s), taking accountability for delivery, quality, robustness, and reliability of product through effective leadership and influence.
Prepare and present compelling product visions and proposals to leadership team, demonstrating thought leadership and influencing at all levels in organization.
Maintain product backlog through grooming, prioritization, and refinement, working closely with product teams to clarify requirements and finalize user stories.
Gain deep understanding of customers and users, gathering valuable insights that shape digital experience.
Foster collaboration with fellow Product Owners and other members of product team, sharing knowledge and best practices to drive continuous improvement.
Identify key performance indicators (KPIs) as cornerstone for team focus and priorities, ensuring alignment with business objectives.
Highlight:
Conceptualized, developed, delivered and managed Credit Limit Workflows in GCRS (Global Credit Risk System) application for Deutsche Bank EMEA Region that facilitates approval of loans of more than 200 billion Euros annually.
Implemented intuitive UI/UX on new application that helped users to navigate GCRS application efficiently thus saving time and cost.
Implemented US workflows and regulations in GCRS which led to business growth in Americas Region.
As a masters student of Financial Economics discipline I completed the following projects successfully: 1) Analyzed data of National Family Health Survey India to analyze the financial factors responsible for affecting the mortality rates in Infants. 2) Analyzed historical data of Blue chip stocks to identify the top stocks for Hold, Sell and buy purposes. 3) Studied Financial Risk Management and gained knowledge on risk mitigation techniques for Market Risk, Credit Risk, Fraud Risk and Sovereign Risk. 4) Studied Macroeconomics and time series analysis.