Financial Adviser
Emirates NBD Bank (DSA)
Total years of experience :4 years, 3 Months
Identifies business opportunities by identifying prospects and evaluating their position; researching and
analyzing sales options.
Business development & sales and have a specific lending goals to attain during each month.
Meet with applicants to obtain information for applications and to answer questions about the process.
Explain to customers the different types of products and credit options that are available, as well as the terms
of those services.
Assist seniors including Relationship Manager in process completion by collecting and verifying all the
documents.
Maintains professional and technical knowledge by attending educational workshops; reviewing professional
publications; establishing personal networks; benchmarking state-of-the-art practices.
Cement companies: CHCC PA, DGKC PA, MLCF PA and KOHC PA
Auto companies: HCAR PA and INDU PA
Carrying out in depth fundamental analysis on the sector and companies under coverage.
Building financial models and keeping pace with market dynamics through various information channels.
Writing detailed reports on companies under coverage.
Providing assistance to sales team and solicit investors in preparing previews of quarterly, half-yearly and
annual results.
Evaluating major industrial and macroeconomic changes and earnings impact on fundamental changes in
industry dynamics to provide instant updates in order to solicit clients.
Soft skills include team leadership, resource management, project management, conflict resolution, and
business relationship management.
Analyzing investments, strategies and market conditions to determine most appropriate option for clients
based on their investment objectives and needs.
Recommend investment products and services that are suitable for prospects and clients based on their
resources, time horizon, risk profile, and preferences.
Carrying out fundamental analysis on the sector and companies under coverage.
To keep up with market trends and financial news to ensure accurate and relevant guidance.
Maintain proper documentation following preset guidelines established by compliance and management.
Contacting clients and setting up meetings, either within an office environment or in clients' homes or
business premises.
Promoting and selling financial products to meet given or negotiated sales targets.
Execute audits in an effective and efficient manner using the audit programs and in accordance with the
defined process.
Prepare detailed projections of the companies as per the requirement.
Reporting insights to the clients based on the financial projections.
Collating, checking and analyzing spreadsheet data.
Examining company accounts and financial control systems.
Gauging levels of financial risk within organizations.
Checking that financial reports and records are accurate and reliable.
2007 - 2011 B.Com (HONS) - Specialization in Finance (University of Punjab)