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Stefania  Fernandes, Client Relations Associate

Stefania Fernandes

Client Relations Associate·Sethub by Creativezone

United Arab Emirates

Master's degree, Accounting and Finance

Work experience

Total years of experience: 7 years, 7 months

Client Relations Associate

January 2025 - Present

Sethub by Creativezone

Dubai, United Arab Emirates

January 2025 - Present

• Efficiently processed and managed end-to-end client service requests, ensuring compliance with internal SOPs and SLAs.
• Conducted thorough quality checks on applications to verify document completeness, formatting, and data accuracy prior to submission.
• Leveraged a strong understanding of SOPs and client SLAs to enhance first-time-right submission rates, minimizing rework and delays.
• Collaborated with cross-functional teams to streamline processes, resulting in improved client satisfaction and operational efficiency.
• Maintained meticulous records to support compliance audits and ensure adherence to regulatory standards.
• Developed and implemented best practices for client interactions, fostering strong relationships and trust.

Company industry:
Business Consultancy Services
Job role:
Consulting

Processing officer

January 2024 - December 2024

FlyingColourBusinessSetup Services

Dubai, United Arab Emirates

January 2024 - December 2024

• Oversaw company formation renewals and amendments in Mainland and Freezones for an average of 90-160 clients, enhancing operational efficiency.
• Managed the end-to-end process of acquiring 25 new employment visas, ensuring strict compliance with UAE immigration laws and regulations.
• Skillfully handled over 35 employment visa renewals, emphasizing meticulous documentation and effective coordination with relevant authorities.
• Successfully processed 32 investor visas, contributing to client satisfaction and business growth.
• Developed strong relationships with clients, ensuring exceptional service delivery and support throughout the compliance process.
• Demonstrated a deep understanding of regulatory requirements, enhancing the company's reputation for reliability and expertise.

Company industry:
Business Consultancy Services
Job role:
Consulting

Customer relationship and Operations manager

January 2018 - January 2023

Decathlon SportsIndia pvt. ltd

Calangute, India

January 2018 - January 2023

• Monitored and enhanced customer satisfaction rate by 98% YTD through actionable insights from daily performance reviews.
• Developed and executed a customer satisfaction guarantee program, achieving a 97% satisfaction rate and boosting sales conversion by 55%.
• Designed comprehensive training guides for a team of 32 members, facilitating both in-person and online training courses to elevate customer experience in billing and shopping environments.
• Established a dedicated team focused on customer relationship management, laying the groundwork for a transition into compliance roles.

Company industry:
Retail & Wholesale
Job role:
Sales

Education

St. Xavier's College of Arts, Commerce and Science

April 2020

April 2020

Master's degree, Accounting and Finance

India

GPA (percentage): 70%

GPA (percentage): 70%

As part of my Master's degree in finance, I studied a comprehensive range of subjects covering core and advanced financial concepts. These included capital markets, financial services, managerial accounting, and portfolio management. I also gained in-depth knowledge of investment and financing decisions, corporate mergers and acquisitions, derivatives (futures and forwards), and tax regulations including direct taxes, GST, and other indirect taxes. The curriculum further included international financial management, mutual fund management, cost control, working capital, and dividend decisions. I also explored entrepreneurship through new venture creation and developed strong research skills via a dedicated research methodology course.

St. Xavier's College of Arts, Commerce and Science

April 2018

April 2018

Bachelor's degree, Cost Accounting and Auditing

India

GPA (percentage): 72%

GPA (percentage): 72%

During my Bachelor's degree, I studied a blend of business, finance, and management subjects. The curriculum included Human Resource Management, key economic issues related to the Indian economy, and Entrepreneurship Development. I also gained practical knowledge in Cost Accounting and Management Accounting through three focused modules: Income Tax (CMA), Techniques of Costing (CMA), and Cost & Management Audit (CMA). These subjects provided a strong foundation in financial analysis, taxation, auditing, and strategic business management.

St. Xavier's Higher Secondary school

April 2015

April 2015

High school or equivalent, Secretarial practice

India

GPA (percentage): 69.67%

GPA (percentage): 69.67%

In my Higher Secondary education, I studied a combination of language and commerce-related subjects. This included English and Konkani, the native language of Goa, India, which helped strengthen my communication skills. I also developed a solid foundation in Economics, Accountancy, Business Studies, and Secretarial Practices, providing me with essential knowledge in financial principles, business operations, and administrative procedures.

Skills

Project Management

Expert

AML

Expert

Data Processing

Expert

Risk Assessment

Expert

Customer Retention

Expert

CLIENT SERVICES

Expert

INTERPERSONAL COMMUNICATIONS

Expert

STANDARD OPERATING PROCEDURES DEVELOPMENT

Intermediate

CUSTOMER RELATIONSHIP MANAGEMENT

Intermediate

ANTI MONEY LAUNDERING

Intermediate

DOCUMENT PROCESSING

Expert

Languages

English

Expert

Training and Certifications

Certifications
ICA- Certificate in Anti Money laundering Certified Anti-Money Laundering Specialist (CAMS)

Hobbies and interests

Dancing

I specialize in ballroom dance and have extensive experience as a choreographer, particularly in training wedding couples for their first dance. In addition, I am a certified Zumba instructor, combining my passion for movement and rhythm to create engaging and energetic fitness sessions.