Subhadip Bhattacharya, Deputy Manager - Enterprise Risk Service

Subhadip Bhattacharya

Deputy Manager - Enterprise Risk Service

Deloitte Touche Tohmatsu India llp

Location
India
Education
Master's degree, Finance
Experience
13 years, 6 Months

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Work Experience

Total years of experience :13 years, 6 Months

Deputy Manager - Enterprise Risk Service at Deloitte Touche Tohmatsu India llp
  • India - Mumbai
  • My current job since September 2015

 Implementation of Operational Risk Management framework for a large Indian PSU Bank.
 Creation of policies and procedure for RCSA, KRI, scenario analysis, Loss Data Management and BEICFs.
 Calculation of Operational Risk Capital under the Advanced Measurement Approach of Basel.
 Implementation and assessment of Credit risk management models under AIRB.
 Facilitating model development for calculation of PD, LGD and EAD.
 CCAR model assessment for a Large Multinational Bank.
 ICAAP Assessment, Stress testing and identification of Pillar II risks.
 ERM framework gap analysis for a financial regulator in Middle East.
 Conducted trainings on operational risk and credit risk management.
 Responsible for overall project management.
 Management consulting.

Deputy Manager - Audit and Risk at HDFC Life
  • India - Mumbai
  • June 2015 to September 2015

 Conceptualization and Implementation of Enterprise Risk Management framework on basis of ISO 31000 and COSO.
 Creation of KRI library through thematic RCSA of business units
 Computation of Ops risk capital Charge through AMA.
 Develop Risk scoring methodology.
 Determine corporate level risk and respective tolerance in consultation with CXOs.
 Maintain/ Revise risk registers and update to Risk management of Council & Committee.
 Prepare Annual report risk disclosures.
 Conceptualization of risk management strategy.
 Initiate Strategic initiatives for overall product and process management.

Manager - Risk at Axis Bank
  • India - Mumbai
  • October 2014 to May 2015

 Implementation of Operational risk framework management.
 Decide impact scale with Head of various Business group.
 Work flow documentation and process development in the AML and fraud department.
 Fraud analysis and compliance with AML guidelines.

Deputy Manager at ICICI Bank
  • India - Mumbai
  • November 2010 to September 2014

 Operational risk management, Monitoring and strategy development for corporate finance, investment banking, retail banking and payment and settlement business lines.
 Model Validation and assessment of the Credit Risk Management Models under FIRB/ AIRB.
 Ensuring internal control for consumer banking and wholesale banking business lines.
 Implementation and design of Operational Risk Framework in accordance with Basel guidelines.
 Assist in Supervisory Review and evaluation of Capital
 Integral part is framing of ICAAP for the Bank.
 Stress testing for Operational Risk and Credit Risk
 Scenario Analysis and Unexpected loss calculation.
 Development of Risk and Control Self-Assessment ( RSCA)
 Conduct periodic risk reviews to assess current process design controls through extensive process walkthrough and frequency/transaction based testing.
 Assessment of Residual risk and preparation of KRI (Key risk indicators).
 Review of Product and Process launch.
 Work closely with Business areas and partners for development of mutually agreeable risk models.
 Regulatory assurance.
 Approval of operational risk loss incidents.
 Decide impact scale with the head of relevant business group.
 Compliance to the SOX requirement and competing with deadlines.
 Quality and Risk analysis and audit.
 Development of new processes for flawless service in consumer banking and Payment and settlement service delivery at Regional operation shops and Central processing Centres.
 Analysis of Operational loss events and root cause analysis
 Reviewing and designing process documents.
 Handling Projects.
 Reporting of accounts and MIS analysis and logic development.
 Keeping a track of new regulatory guidelines and analysis of new guidelines in the business environment.
 Conduct User acceptance tests for new developed systems.

Education

Master's degree, Finance
  • at Manipal University
  • February 2011
Bachelor's degree, Information Technology
  • at West Bengal University of Technology
  • August 2009

Specialties & Skills

Quantitative Analysis
Enterprise Risk Management
Basel II
Credit Risk
Operational Risk
MS office

Languages

English
Expert
Hindi
Expert