Regional Compliance Officer
askaribank Limited
Total years of experience :23 years, 4 Months
01. Conduct compliance activities for the administrative, lending and operational area of the bank, including resources and facilities, products and services, and policies and procedures for different branches fall under preview of Area Multan, Sahiwal, Faisalabad, Sargodha, Bahawalpur, Rahim Yar Khan, Islamic Banking Branches, Lahore -I, II & Lahore IV.
02. Identifies and mitigates potential risk issues against the bank; actively interacted with Regional Compliance Coordinator pertaining to issues such as rectifications of compliance reports.
03. Ensure compliance with all applicable reporting and record keeping requirements.
04. Conduct Internal Control Financial Reporting (ICFR) as advised of major branch of AKBL.
05. Assure compliance with all bank policies and procedures and all applicable government banking laws, rules and regulations.
06. Contribute towards improving the operational efficiency and audit rating of branches
07. Coordinate with Branch Operation Managers (BOM’s) for early closure of compliance reports/rectification of observations as assigned by competent authorities
01. Managed day-to-day A/c Opening activities. Achieved deposit targets as assigned by the branch management.
02. Examined Audit reports and arranged rectifications. Actively involved in making rectification of observations/closure of compliance/audit reports.
03. Organized different FCY Statements i.e. ITRS /FE=25 Deposits/Cash Positions.
04. Keenly involved with Treasury Division for attaining rates of FCY Cheques Encashment.
05. Lodged Foreign Bills for Collection and deal with inward and outward FCY Remittances.
06. Dynamically involved in disposal of FCY Cash in order to minimize cost.
07. Handled New FE-25 Deposits and maintain close liaison with treasury division for obtaining payments and making payments through M.O. Account.
08. Prepared different reports required by SBP and supervise KYC feeding in order to minimize actual and potential risks.
09. Supervised various fixed deposit schemes and their balancing and reporting to various offices of the bank.
10. Minimized customer complaints along with delivering superior customer services.
01. Handled Issuance of Pay Orders/ Demand Drafts and lodge instruments in clearing.
02. Assessment of actual instruments and preparing day end reports.
03. Prepared Cash Transaction Report as required by SBP for huge transactions.
04. Lodged OBCs in the system and their balancing.
05. Worked as acting In-charge Deposits for various times.
06. Verified Tests on Various IBCAs in order to ensure their genuineness.
01. Provided back-up support to Manager Operations in all Departments of General Banking.
02. Assisted Manager Operations for reviewing Audit reports related to General Banking Operations.
03. Critical examination of vouchers in order to minimize actual and potential risks.
04. Liaison with Head Office for preparation of Branch Budget/Different Branch Statements /SBP Statements. Preparation of different branch banking statements including monthly, quarterly, half- yearly, annually report titled as staff positions, monthly branch targets (actual vs. budgeted) comparative statements, annual budgets and preparation of monthly salaries etc.
05. Actively involved in decision making with senior branch management for staff training's, various HR issues etc.
06. Half-yearly and annual closing of Books of accounts.
07. Support Branch Operation Manager for minimizing audit observations & providing data to head office on time.
01. Opening of new accounts for different type of customers like individual, proprietorship, partnership, limited companies, trust, societies, executor and administrator, waqf etc.
02. Meet the requirements of branch management for opening maximum deposit accounts.
03. Opened accounts of fixed deposit schemes. Monthly booking of interest on fixed deposit schemes.
04. Timely execution of various tasks as assigned by the branch Management.
05. Issuance of ATM cards, cheque books, CDR’S etc.
06. Monthly balancing of various G/L Heads.
07. Liaison with front end customers for handling different queries of various clients.
08. Actively involved in opening various deposit accounts and delivering superior customer services.
01. Opened accounts of fixed deposit schemes. Monthly booking of interest on fixed deposit schemes.
02. Monthly balancing of various G/L Heads relating to fixed deposits expense and parables.
01. Opening of new accounts for different type of customers like individual, proprietorship, partnership, limited companies, trust, societies, executor and administrator, waqf etc.
02. Meet the requirements of branch management for opening maximum deposit accounts.
03. Opened accounts of fixed deposit schemes. Monthly booking of interest on fixed deposit schemes.
04. Timely execution of various tasks as assigned by the branch Management.
05. Issuance of ATM cards, cheque books, CDR’S etc.
06. Monthly balancing of various G/L Heads relating to fixed deposits expense and payable s.
07. Liaison with front end customers for handling different queries of various clients.
08. Actively involved in opening various deposit accounts and delivering superior customer services.
MBA (Banking & Finance)
B. COM 2004 872/1400 62% 1st /B Punjab College Of Commerce Multan
F.S.C ( Pre-Engineering) 2001 620/1100 56% 2nd / C Govt. College Bosan Road Multan